Bergen County and Ramsey Borough property record for 232 Myrtle Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 5,132 sqft · built 2006 |
| Lot Size | 0.924 acres (40,263 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Mar 2007) |
| Tax Bill | $35,017 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01201-0000-00003-01 |
| Primary APN | 48-01201-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,132 sqft Living Area |
| 1st Floor Area | 5,132 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 40,263 sqft (0.924 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4801201000000003 |
|---|---|
| Street Address | 232 MYRTLE AVE |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .9243AC |
| Legal Block | 1201 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 MYRTLE AVE, RAMSEY, NJ 07446-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2007 · Amount on Record |
| Deed Sale | Mar 1, 2007 · Amount on Record |
| Deed Book / Page | 9264 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 MYRTLE AVE, RAMSEY, NJ 07446-1041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036820441 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3682/441 |
| Instrument | 20-077985 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 1, 2035 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,719,600 (+1.11%) Land $455,300 Building $1,264,300 | $1,719,600 (+1.11%) Land $455,300 Building $1,264,300 | |
| 2025 | $35,017.00 (+3.4%) | $1,700,700 (+41.73%) Land $430,300 Building $1,270,400 | $1,700,700 (+41.73%) Land $430,300 Building $1,270,400 |
| 2024 | $33,864.00 (+7.59%) | ||
| 2023 | $1,200,000 Land $321,100 Building $878,900 | $1,200,000 Land $321,100 Building $878,900 | |
| 2022 | $31,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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