232 Murray Ave, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 232 Murray Ave, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1912
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2016)
Tax Bill	$8,833 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-29-209-048`

Property Details

APN / Parcel Number

Primary APN	`09-09-29-209-048`
Alternative APN	`0929209048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,004 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	98 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	232 MURRAY AVE
City	ANN ARBOR
State	MI
Zip	48103-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	N 18 FT LOT 37 AND S 17 FT LOT 38 BLK 3 ASSESSORS PLAT NO 3
Legal Range	06E
Legal Township	02S
Legal Section	29
Legal Subdivision	ASSESSORS PLAT NO 3
Legal Block	3
Legal Lot Number	37-38
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2005
Census Tract	400600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West Side Historic District listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 MURRAY AVE, ANN ARBOR, MI 48103-4359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Deed Document Number	20166308880
Deed Book / Page	5142 / 214
Prior Transfer Date	Aug 2, 2004
Prior Transfer Doc	0005581901
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	232 MURRAY AVE, ANN ARBOR, MI 48103-4359
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MURRAY AVE, ANN ARBOR, MI 48103-4359

Mortgage

Document Number	0006679687
Date	Mar 3, 2023
Book Page	5512/800
Instrument	6679687

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	232 MURRAY AVE, ANN ARBOR, MI 48103-4359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006376281
Date	Jun 7, 2017
Book Page	5209/594
Instrument	6376281

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	232 MURRAY AVE, ANN ARBOR, MI 48103-4359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006550928
Date	Oct 28, 2020
Book Page	5384/152
Instrument	6550928

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,800	$379,600
2025	$8,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 units insured incl. 6 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: 123.NET.

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