Union County and New Providence Borough property record for 232 Mountain Ave, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 1,955 sqft · built 1950 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $542,000 (Feb 2016) |
| Tax Bill | $15,322 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00290-0000-00002 |
| Primary APN | 11-00290-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00323700 |
|---|---|
| Street Address | 232 MOUNTAIN AVE |
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 290 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 38101 |
232 Mountain Ave is owned and occupied by two individuals who bought it in February 2016.
Source: Union County and New Providence Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 MOUNTAIN AVE, NEW PROVIDENCE, NJ 07974-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2016 · Amount on File |
| Deed Sale | Feb 2, 2016 · Amount on File |
| Deed Book / Page | 6103 / 313 |
| Prior Transfer Date | Dec 14, 2013 |
| Prior Transfer Doc | 0059850682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 232 MOUNTAIN AVE, NEW PROVIDENCE, NJ 07974-2634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0147362340 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 14736/2340 |
| Instrument | 695624 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 232 Mountain Ave was $15,322, up 1.5% from the year before.
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,300 (-) Land $126,400 Building $165,900 | $292,300 (-) Land $126,400 Building $165,900 | |
| 2025 | $15,322.00 (+1.54%) | $292,300 Land $126,400 Building $165,900 | $292,300 Land $126,400 Building $165,900 |
| 2024 | $15,089.00 | ||
| 2023 | $292,300 Land $126,400 Building $165,900 | $292,300 Land $126,400 Building $165,900 | |
| 2022 | $14,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Mountain Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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