232 Mount Vernon Dr, Georgetown, KY 40324 Property Records

Scott County property record for 232 Mount Vernon Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft
Lot Size0.212 acres (9,258 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Aug 2023)
Tax Bill$1,772 (2025)
Deeds & MortgagesJun 2017 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168-20-259.000

Property Details

APN / Parcel Number

Primary APN168-20-259.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area9,258 sqft (0.212 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address232 MOUNT VERNON DR
CityGEORGETOWN
StateKY
Zip40324-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT VERNON ESTATES
Legal SubdivisionMT VERNON ESTATES
Legal BlockE
Legal Lot Number1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2007
Census Tract40210

Owner

232 Mount Vernon Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address232 MOUNT VERNON DR, GEORGETOWN, KY 40324-1433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
KENTUCKY BANK
Aug 1, 2023Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Jan 23, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Prior SaleMay 21, 2007 · Amount on File
Deed Document Number2023477566
Deed Book / Page443 / 463
Prior Transfer DateJan 21, 2020
Prior Transfer Doc00D411/778
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address232 MOUNT VERNON DR, GEORGETOWN, KY 40324-1433
Transaction TypeMortgage
Record UpdatedMar 26, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1342/159
DateJun 15, 2017
Book PageM1342/159
Instrument370072
Lender
NameKENTUCKY BANK
TypeBank
AddressPARIS, KY 40361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2032

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateAug 1, 2023
Property Address232 MOUNT VERNON DR, GEORGETOWN, KY 40324-1433
Document Number00D443/463
Book / PageD443 / 463
Map ReferenceCAB 1 SL 231
Instrument DateJul 28, 2023
Instrument477566
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyJETT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address217 QUAIL RUN DR, GEORGETOWN, KY 40324-1331

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address232 MOUNT VERNON DR, GEORGETOWN, KY 40324-1433

Mortgage

Document Number0000477570
DateAug 1, 2023
Instrument477570
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJan 23, 2020
Property Address232 MOUNT VERNON DR, GEORGETOWN, KY 40324-1433
Document Number00D411/778
Book / PageD411 / 778
Map ReferenceSL 231
Instrument DateJan 21, 2020
Instrument410901
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address217 QUAIL RUN DR, GEORGETOWN, KY 40324-1331

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 QUAIL RUN DR, GEORGETOWN, KY 40324-1331

Tax Assessment & Valuation

The 2025 property tax bill for 232 Mount Vernon Dr was $1,772.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,000 (-)$199,000 (-)
2025$1,772.00$199,000$199,000
2023$1,252.00 (+16.57%)$138,100 (+11.55%) Land $32,000 Building $106,100$138,100 (+11.55%) Land $32,000 Building $106,100
2022$1,074.00$123,800 Land $25,000 Building $98,800$123,800 Land $25,000 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Mount Vernon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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