Clearfield County property record for 232 Mount Joy Rd, Clearfield, PA 16830
| Property Type | Single Family Home |
|---|---|
| Details | built 1945 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Jul 2014) |
| Tax Bill | $676 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K08-251-00051 |
| Primary APN | K08-251-00051 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Account Number | 123087521 |
|---|---|
| Street Address | 232 MOUNT JOY RD |
| City | CLEARFIELD |
| State | PA |
| Zip | 16830-2977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L 3 |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 330600 |
232 Mount Joy Rd is owned and occupied by an individual who bought it in July 2014.
Source: Clearfield County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 MOUNT JOY RD, CLEARFIELD, PA 16830-2977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2014 · Amount on File |
| Deed Sale | Jul 17, 2014 · Amount on File |
| Prior Sale | Aug 13, 2007 · Amount on File |
| Deed Document Number | 20148797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 232 MOUNT JOY RD, CLEARFIELD, PA 16830-2977 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 232 MOUNT JOY RD, CLEARFIELD, PA 16830-2977 |
| Document Number | 0202603280 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 202603280 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | CLEARFIELD, PA 16830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 232 Mount Joy Rd was $676.
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| County Subdivision | Lawrence Township |
| Unified School District | Clearfield Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676.00 | $8,100 (-) Land $2,500 Building $5,600 | |
| 2025 | $676.00 (+569.31%) | $8,100 (+1%) Land $2,500 Building $5,600 | |
| 2024 | $101.00 | $4,050 (-) Land $1,250 Building $2,800 | |
| 2023 | $101.00 | $4,050 Land $1,250 Building $2,800 | |
| 1987 | $32,400 Land $10,000 Building $22,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 232 Mount Joy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1978–2026) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Mount Joy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jan 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless | 2,300 / 2,300 |
| Breezeline Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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