232 Moray Ct, Franklin, TN 37064 Property Records

Williamson County property record for 232 Moray Ct, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,144 sqft · built 2019
Lot Size	0.115 acres (5,035 sqft)
Owner	Individual Name on Record
Last Sale	$858,000 (Aug 2025)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094089K G 03300`

Property Details

APN / Parcel Number

Primary APN	`094089K G 03300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,144 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,035 sqft
Lot Dimensions	132 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	454 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	232 MORAY CT
City	FRANKLIN
State	TN
Zip	37064-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC8 PB 67 PG 104 LOT 0271
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	271
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4024
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 MORAY CT, FRANKLIN, TN 37064-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Warranty Deed, Transfer · Conventional Mortgage SHELTER LENDING SERVICES LLC
May 23, 2019	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Feb 26, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRANKLIN SYNERGY BANK
Feb 26, 2020	Quit Claim Deed, Transfer LEHMAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	25025717
Deed Book / Page	9799 / 995
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 11, 2025
Property Address	232 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0097990995
Book / Page	9799 / 995
Map Reference	MN P67 PG 104
Instrument Date	Aug 8, 2025
Instrument	25025717
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,174.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MORAY CT, FRANKLIN, TN 37064-1847

Mortgage

Document Number	0098000001
Date	Aug 11, 2025
Book Page	9800/1
Instrument	25025718

Lender

Name	SHELTER LENDING SERVICES LLC
Type	Mortgage Company
Address	GRAFTON, WI 53024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	232 MORAY CT, FRANKLIN, TN 37064-1847
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076310597
Date	May 23, 2019
Book Page	7631/0597
Instrument	19018475

Lender

Name	RENASANT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2020

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 26, 2020
Property Address	232 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0079020399
Book / Page	7902 / 0399
Map Reference	MB P67 PG 104
Instrument Date	Feb 25, 2020
Instrument	20008341
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MORAY CT, FRANKLIN, TN 37064-1847

Mortgage

Document Number	0020008342
Date	Feb 26, 2020
Instrument	20008342

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 26, 2020
Property Address	232 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0079020397
Book / Page	007902 / 000397
Instrument Date	Feb 25, 2020
Instrument	8340
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LEHMAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 POWELL PL BRENTWOOD TN 370277522, BRENTWOOD, TN 37027-7522

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (-46.55%)	$235,550 (+47.22%) Land $51,250 Building $184,300	$942,200 (+47.22%) Land $205,000 Building $737,200
2024	$6,900.00 (+1%)
2023	$3,450.00	$160,000 (-) Land $28,750 Building $131,250	$640,000 (-) Land $115,000 Building $525,000
2022	$3,450.00	$160,000 Land $28,750 Building $131,250	$640,000 Land $115,000 Building $525,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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