Santa Clara County property record for 232 Montclair Rd, Los Gatos, CA 95032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,062 sqft · built 1964 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,824 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 407-10-029 |
| Primary APN | 407-10-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 2,004 sqft |
| 2nd Floor Area | 828 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 5,516 sqft |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 MONTCLAIR RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95032-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Description | TRACT 2491 MONTCLAIR OAKS BOOK 121 PAGE 52 LOT 16 |
| Legal Subdivision | MONTCLAIR OAKS |
| Legal Tract | 2491 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 507205 |
232 Montclair Rd is owned and occupied by two individuals who acquired it in May 2025.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 MONTCLAIR RD, LOS GATOS, CA 95032-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 12, 2025 |
| Transfer Doc | 0025805657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 232 MONTCLAIR RD, LOS GATOS, CA 95032-1614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 MONTCLAIR RD, LOS GATOS, CA 95032-1614 |
| Document Number | 0024887378 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 24887378 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 232 Montclair Rd was $13,824.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Los Gatos Town |
| Elementary School District | Campbell Union Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,105,956 (+2%) Land $515,134 Building $590,822 | |
| 2025 | $13,824.00 Homeowner's exemption | $1,084,272 Land $505,034 Building $579,238 |
| 2023 | $13,209.00 (+0.79%) Homeowner's exemption | $1,042,171 Land $485,424 Building $556,747 |
| 2022 | $13,106.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 232 Montclair Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 232 Montclair Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Cruzio, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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