Upshur County property record for 232 Mirage St, Gilmer, TX 75645
| Property Type | Residential |
|---|---|
| Details | 2,664 sqft · built 2007 |
| Lot Size | 0.424 acres (18,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jun 2010) |
| Tax Bill | $4,374 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S265-S02-C11-BL4LT2 |
| Primary APN | S265-S02-C11-BL4LT2 |
|---|---|
| Alternative APN |
|
| Building Area | 2,664 sqft Total Area |
|---|---|
| 1st Floor Area | 1,522 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,478 sqft (0.424 acres) |
| Lot Dimensions | 154 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | S265-S02-C11-BL4LT2 |
|---|---|
| Street Address | 232 MIRAGE ST |
| City | GILMER |
| State | TX |
| Zip | 75645-6630 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | LOT 2, BLK 4 NORTH PARK S265 (A186) .4242 ACRES & HOUSE |
| Legal Subdivision | NORTH PARK |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950301 |
232 Mirage St, a residential property, is owned and occupied by two individuals who bought it in June 2010.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 MIRAGE ST, GILMER, TX 75645-6630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on File |
| Deed Sale | Jun 1, 2010 · Amount on File |
| Prior Sale | Dec 12, 2006 · Amount on File |
| Deed Document Number | 20103837 |
| Deed Book / Page | 923 / 2 |
| Prior Transfer Date | May 28, 2010 |
| Prior Transfer Doc | 000923/002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Apr 27, 2026 |
| Property Address | 232 MIRAGE ST, GILMER, TX 75645-6630 |
| Document Number | 0000002761 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20262761 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 232 MIRAGE ST, GILMER, TX 75645-6630 |
| Document Number | 0000002761, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20262761 |
| Name | CREDIT UNION ONE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 5, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 232 MIRAGE ST, GILMER, TX 75645-6630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202003348 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202003348 |
| Name | GUARANTY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 232 Mirage St was $4,374 with a homeowner's exemption, up 52.2% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gilmer City |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,374.00 (+52.19%) Homeowner's exemption | $224,630 (-0.8%) Land $21,620 Building $203,010 | $224,630 (-0.8%) Land $21,620 Building $203,010 |
| 2025 | $2,874.00 Homeowner's exemption | $226,440 Land $20,880 Building $205,560 | $226,440 Land $20,880 Building $205,560 |
| 2023 | $208,400 Land $16,820 Building $191,580 | $208,400 Land $16,820 Building $191,580 | |
| 2022 | $3,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Mirage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Mirage St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILMER serves 8,115 people · EPA ID TX2300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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