Pinellas County property record for 232 Melody Ln, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,112 sqft · built 1954 |
| Lot Size | 0.147 acres (6,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2021) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-5677-4 |
| Primary APN | C62-000-748-5677-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| Gross Area | 1,407 sqft |
| 1st Floor Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,421 sqft (0.147 acres) |
| Lot Dimensions | 107 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R395503 |
|---|---|
| Street Address | 232 MELODY LN |
| City | LARGO |
| State | FL |
| Zip | 33771-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VILLAGE GREEN SUB BLK 6, LOT 17 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | VILLAGE GREEN SUB |
| Legal Tract | 94104 |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 25416 |
232 Melody Ln is owned and occupied by an individual who bought it in September 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 4, 2017 | Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Apr 4, 2017 · Amount on File |
| Deed Document Number | 2021318795 |
| Deed Book / Page | 21738 / 25 |
| Prior Transfer Date | Jul 8, 2015 |
| Prior Transfer Doc | 0188460705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Document Number | 0217380025 |
| Book / Page | 21738 / 25 |
| Map Reference | MB 33 PG 61&62 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021318795 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | NOT AVAILABLE, COAST TO COAST T&E |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2715 VIA CAPRI UNIT 728, 2715, CLEARWATER, FL 33764-3989 |
| Name | Verified Name |
|---|---|
| Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Document Number | 2173827 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 21738/27 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Document Number | 0212011591 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 21201/1591 |
| Instrument | 2020301802 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 4, 2017 |
| Property Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Document Number | 0195761846 |
| Book / Page | 19576 / 1846 |
| Map Reference | MB33 PG61&62 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017102819 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | EQUITY NATIONAL TIRLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 48TH AVE N, 4900, SAINT PETERSBURG, FL 33709-3828 |
| Name | Verified Name |
|---|---|
| Address | 232 MELODY LN, LARGO, FL 33771-2635 |
| Document Number | 2017102820 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2017102820 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 232 Melody Ln was $3,494 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 Homeowner's exemption | $226,219 Land $94,634 Building $131,585 | $226,219 Land $94,634 Building $131,585 |
| 2023 | $3,237.00 (+4.96%) Homeowner's exemption | $209,515 (+3%) | $223,179 (+9.72%) Land $116,288 Building $106,891 |
| 2022 | $3,084.00 Homeowner's exemption | $203,413 | $203,413 Land $116,144 Building $87,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Melody Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Melody Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
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