St. Clair County property record for 232 McColl St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,025 sqft · built 1979 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-536-0005-000 |
| Primary APN | 74-08-536-0005-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,025 sqft Living Area |
| 1st Floor Area | 1,065 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 232 MCCOLL ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 MOODY SUBDIVISION NO. 2 |
| Legal Subdivision | MOODY |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 655100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 MCCOLL ST, YALE, MI 48097-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 232 MCCOLL ST, YALE, MI 48097-3332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 232 MCCOLL ST, YALE, MI 48097-3332 |
| Document Number | 5404757 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 5404/757 |
| Instrument | 2021022706 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,200 (+3.35%) | $222,400 (+3.35%) | |
| 2025 | $2,686.00 (+4.03%) Homeowner's exemption | $107,600 (+22.13%) | |
| 2024 | $2,582.00 (+8.58%) | $215,200 (+22.13%) | |
| 2023 | $88,100 | ||
| 2022 | $2,378.00 | $176,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| AVS Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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