232 Marganza S, Laurel, MD 20724 Property Records

Anne Arundel County property record for 232 Marganza S, Laurel, MD 20724

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 1961
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on File
Last Sale	$110,964 (Jan 2020)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-472-05728800`

Property Details

APN / Parcel Number

Primary APN	`04-472-05728800`
Alternative APNs	`4-472-05728800` `47205728800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,472 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	47205728800
Street Address	232 MARGANZA S
City	LAUREL
State	MD
Zip	20724-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 20 SC 1 MARYLAND CITY
Legal Subdivision	MARYLAND CITY
Legal Block	4
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	4
Census Block	4002
Census Tract	751500

Owner

232 Marganza S is owned and occupied by two individuals who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 MARGANZA S, LAUREL, MD 20724-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 31, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 20, 2017	Quit Claim Deed, Transfer TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Book / Page	34140 / 486
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0031582001
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	232 MARGANZA S, LAUREL, MD 20724-2206
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MARGANZA S, LAUREL, MD 20724-2206

Mortgage

Document Number	0383840233
Date	Feb 22, 2022
Book Page	38384/233

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	COLUMBIA, MD 21044

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	95 Months
Due	Jan 28, 2030

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 31, 2020
Property Address	232 MARGANZA S, LAUREL, MD 20724-2206
Document Number	0341400486
Book / Page	034140 / 000486
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 32111 BALTIMORE MD 212822111, BALTIMORE, MD 21282-2111
Investor	Possibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 20, 2017
Property Address	232 MARGANZA S, LAUREL, MD 20724-2206
Document Number	0315820001
Book / Page	031582 / 000001
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 MARGANZA S LAUREL MD 207242206, LAUREL, MD 20724-2206

Mortgage

Document Number	315820008
Date	Nov 20, 2017
Book Page	031582/000008

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 232 Marganza S was $4,580, up 5.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,300 (+6.93%)	$449,900 (+20.78%) Land $241,000 Building $208,900
2025	$4,580.00 (+5.19%)	$372,500 Land $205,700 Building $166,800	$372,500 Land $205,700 Building $166,800
2024	$4,354.00 (+20.48%)
2023	$3,614.00	$331,033	$372,500 Land $205,700 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Marganza S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Marganza S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Nearby Properties on Marganza S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures