Polk County property record for 232 Marble Ln, Lakeland, FL 33809
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 950 sqft · built 1990 |
| Lot Size | 0.114 acres (4,948 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Oct 2020) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-19-161358-000312 |
| Primary APN | 24-27-19-161358-000312 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,948 sqft (0.114 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|
| Street Address | 232 MARBLE LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6124 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE GIBSON VILLAGE PB 88 PG 46 LOT 31 THAT PART DESC AS BEG NW COR RUN E 46.06 FT S 00 DEG 59 MIN 17 SEC E 107.71 FT S 88 DEG 52 MIN 47 SEC W 45.81 FT N 01 DEG 07 MIN 13 SEC W 107.74 FT TO POB |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | LAKE GIBSON VILLAGE |
| Legal Tract | 161358 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 12208 |
Source: Polk County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3512 DOREEN DR, LAKELAND, FL 33810-2929 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2006 · Amount on Record |
| Deed Document Number | 2020218563 |
| Deed Book / Page | 11415 / 1993 |
| Last Transfer Date | Oct 2, 2026 |
| Transfer Doc | 0000240780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 6, 2026 |
| Property Address | 232 MARBLE LN, LAKELAND, FL 33809-6124 |
| Document Number | 0000240780 |
| Book / Page | 14179 / 469 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 2026240780 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3512 DOREEN DR, LAKELAND, FL 33810-2929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 232 MARBLE LN, LAKELAND, FL 33809-6124 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 541 HUNTERS RUN BLVD, LAKELAND, FL 33809-8324 |
| Document Number | 0000190483 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 12335/2007 |
| Instrument | 2022190483 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 15, 2020 |
| Property Address | 232 MARBLE LN, LAKELAND, FL 33809-6124 |
| Document Number | 0114151993 |
| Book / Page | 011415 / 001993 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 218563 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 HUNTERS RUN BLVD LAKELAND FL 338098324, LAKELAND, FL 33809-8324 |
| Document Number | 114151995 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 011415/001995 |
| Instrument | 218564 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,500 (+2.79%) Land $100 Building $153,400 | $153,500 (-1.29%) Land $100 Building $153,400 | |
| 2025 | $1,963.00 (-10.61%) | $149,338 (+4.8%) | $155,500 (+9.12%) Land $100 Building $155,400 |
| 2023 | $2,196.00 (+8.77%) | $142,500 (+11.76%) Land $100 Building $142,400 | $142,500 (+11.76%) Land $100 Building $142,400 |
| 2022 | $2,019.00 | $127,500 Land $100 Building $127,400 | $127,500 Land $100 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | CITY OF LAKELAND |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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