Caroline County property record for 232 Main St, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,690 sqft · built 1935 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2004) |
| Tax Bill | $3,459 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-000498 |
| Primary APN | 04-000498 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 578 sqft |
| Porch | Slab |
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000498 |
|---|---|
| Street Address | 232 MAIN ST |
| City | PRESTON |
| State | MD |
| Zip | 21655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 7200 SF S/S MAIN ST PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 51, PRESTON, MD 21655-0051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2004 · Amount on Record |
| Deed Sale | Oct 14, 2004 · Amount on Record |
| Prior Sale | Aug 19, 1997 · Amount on Record |
| Deed Document Number | 200441221 |
| Deed Book / Page | 566 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 232 MAIN ST, PRESTON, MD 21655 |
| Document Number | 0014050404 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Address | 232 MAIN ST PRESTON MD 21655, PRESTON, MD 21655 |
| Document Number | 0014050404 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 001405/000404 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Preston Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,459.00 (+4.09%) Homeowner's exemption | $298,900 (+20.33%) Land $35,000 Building $263,900 | $298,900 (+20.33%) Land $35,000 Building $263,900 |
| 2025 | $3,323.00 (+11.58%) | ||
| 2023 | $2,978.00 Homeowner's exemption | $248,400 Land $35,000 Building $213,400 | $248,400 Land $35,000 Building $213,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PRESTON serves 750 people · EPA ID MD0050005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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