Barnstable County and Harwich Town property record for 232 Main St, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 1986 |
| Lot Size | 0.452 acres (19,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,900 (Mar 1999) |
| Tax Bill | $3,115 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:56 P:W2-4 |
| Primary APN | HARW M:56 P:W2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,695 sqft (0.452 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9449 |
|---|---|
| Street Address | 232 MAIN ST |
| City | HARWICH |
| State | MA |
| Zip | 02645-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4052 |
| Census Tract | 11002 |
232 Main St is owned and occupied by two individuals who bought it in March 1999.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 MAIN ST, HARWICH, MA 02645-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 1999 · Amount on File |
| Deed Sale | Mar 13, 1999 · Amount on File |
| Prior Sale | Jul 6, 1998 · Amount on File |
| Deed Book / Page | 12167 / 236 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 232 Main St was $3,115, up 4.4% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,115.00 (+4.39%) | $527,000 (+6.51%) Land $159,600 Building $367,400 | $602,015 |
| 2024 | $2,984.00 (+4.59%) | $494,800 (+15.18%) Land $150,500 Building $344,300 | |
| 2023 | $2,853.00 | $429,600 Land $136,800 Building $292,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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