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232 Main St, #2, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 232 Main St, #2, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 1,398 sqft · built 1890
Lot Size0.1 acres (4,359 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Jun 2002)
Tax Bill$2,535 (2025)
Deeds & MortgagesJul 2026 Second Mortgage
May 2022 Refinance
Flood ZoneZone AE (high risk)
APNGLOU M:0013 B:0016 L:0002

Property Details

APN / Parcel Number

Primary APNGLOU M:0013 B:0016 L:0002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area1,398 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeMansard
Roof MaterialAsphalt
Lot Area4,359 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address232 MAIN ST, 2
CityGLOUCESTER
StateMA
Zip01930-6018
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block16
Legal Lot Number2
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2021
Census Tract221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0013 B:0016 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 MAIN ST, 2, GLOUCESTER, MA 01930-6018
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANKGLOUCESTER (GLOUCESTER COOP BANK)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2002 · Amount on Record
Deed SaleJun 28, 2002 · Amount on Record
Deed Book / Page18881 / 50
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Recording DateJul 29, 2026
Property Address232 MAIN ST, 2, GLOUCESTER, MA 01930-6018
Document Number0000000690
Book / Page43535 / 102
Instrument DateJul 24, 2026
Instrument2026690
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 MAIN ST, 2, GLOUCESTER, MA 01930-6018

Mortgage

Document Number0000000690,
DateJul 29, 2026
Book Page43535/102
Instrument2026690
Lender
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.84%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address232 MAIN ST # 2, 2, GLOUCESTER, MA 01930-6018
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040955-476
DateMay 25, 2022
Book Page40955/476
Instrument20220525000390
Lender
NameBANKGLOUCESTER (GLOUCESTER COOP BANK)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,535.00 (+10.8%)$260,800 (+10.88%) Building $260,800
2024$2,288.00 (+9.37%)$235,200 (+19.09%) Building $235,200$300,960
2023$2,092.00$197,500 Building $197,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 units insured
9 under condo master policies
Nearby Flood Claims13 (1987–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2020, rainfall accumulation
Claims By Storm
  • Coastal Storm, Oct 1991 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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