232 Madison Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 232 Madison Ave, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,310 sqft · built 1920
Lot Size	0.393 acres (17,102 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (May 2021)
Tax Bill	$16,548 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00135-0000-00120`

Property Details

APN / Parcel Number

Primary APN	`08-00135-0000-00120`
Alternative APNs	`080013500120` `183000`

Interior

Building Area	2,310 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	17,102 sqft (0.393 acres)
Lot Dimensions	150 ft deep x 114 ft wide

Location & Zoning

Account Number	183000
Street Address	232 MADISON AVE
City	CRESSKILL
State	NJ
Zip	07626-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	114X150 121-124
Legal Block	135
Legal Lot Number	120
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2000
Census Tract	8002

Owner

232 Madison Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 MADISON AVE, CRESSKILL, NJ 07626-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Deed Document Number	202181472
Deed Book / Page	4161 / 349
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 21, 2021
Property Address	232 MADISON AVE, CRESSKILL, NJ 07626-1308
Document Number	0041610349
Book / Page	4161 / 349
Instrument Date	Apr 12, 2021
Instrument	2021081472
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MAGUIRE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 PINEHURST AVE # AVE5A, 186, NEW YORK, NY 10033-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MADISON AVE, CRESSKILL, NJ 07626-1308

Mortgage

Document Number	2021081473
Date	May 21, 2021
Instrument	2021081473

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 232 Madison Ave was $16,548, up 7.7% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,400 (+14.96%) Land $587,100 Building $251,300	$838,400 (+14.96%) Land $587,100 Building $251,300
2025	$16,548.00 (+7.68%)	$729,300 Land $494,900 Building $234,400	$729,300 Land $494,900 Building $234,400
2024	$15,368.00
2023		$644,100 Land $425,400 Building $218,700	$644,100 Land $425,400 Building $218,700
2022	$14,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Madison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20