232 Macrae Ave, Prince Frederick, MD 20678 Property Records

Calvert County property record for 232 Macrae Ave, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1 ba · 795 sqft · built 1950
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2023)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-066823`

Property Details

APN / Parcel Number

Primary APN	`02-066823`
Alternative APNs	`2066823` `066823`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	795 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Porch
Porch Area	420 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	066823
Street Address	232 MACRAE AVE
City	PRINCE FREDERICK
State	MD
Zip	20678-4480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 13 BLK 9 DARES BEACH
Legal Subdivision	DARES BEACH
Legal Block	9
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1036
Census Tract	860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 MACRAE AVE, PRINCE FREDERICK, MD 20678-4480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 14, 2019	Loan Modification, Mortgage · Conventional with PMI SPECIALIZED LN 2006- HE4 (CE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Book / Page	6463 / 278
Transfer Doc	0023440104
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 28, 2023
Property Address	232 MACRAE AVE, PRINCE FREDERICK, MD 20678-4480
Document Number	0064630278
Book / Page	6463 / 278
Map Reference	MB 17 PL 455
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	232 MACRAE AVE, PRINCE FREDERICK, MD 20678-4480

Mortgage

Document Number	0006463286
Date	Jul 28, 2023
Instrument	6463/286

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	232 MACRAE AVE, PRINCE FREDERICK, MD 20678-4480
Document Number	0055530114
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PAULA TER PRINCE FREDERICK MD 206789577, PRINCE FREDERICK, MD 20678-9577

Mortgage

Document Number	0055530114
Date	Mar 26, 2020
Book Page	005553/000114

Lender

Name	SPECIALIZED LN 2006- HE4 (CE)
Address	HIGHLANDS RANCH, CO 80129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2035

Interest

Rate	4%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,967 (+8.26%)	$230,300 (-) Land $83,300 Building $147,000
2025	$2,294.00 (+24.95%)	$197,633 (+11.83%)	$230,300 (+27.03%) Land $83,300 Building $147,000
2023	$1,836.00 (+2.68%)	$176,733 (+2.65%)	$181,300 (-) Land $83,300 Building $98,000
2022	$1,788.00	$172,167	$181,300 Land $83,300 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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