232 Lyons St, Fort Collins, CO 80521 Property Records

Larimer County property record for 232 Lyons St, Fort Collins, CO 80521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1945
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jul 2019)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97101-08-025`

Property Details

APN / Parcel Number

Primary APN	`97101-08-025`
Alternative APN	`R0015547`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Porch	Porch
Porch Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	R0015547
Old Parcel Number	9710108025
Street Address	232 LYONS ST
City	FORT COLLINS
State	CO
Zip	80521-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25, RECLAMATION VILLAGE, FTC
Legal Range	69
Legal Township	07
Legal Section	10
Legal Quarter	NE
Legal Subdivision	RECLAMATION VILLAGE
Legal Block	8
Legal Lot Number	25
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1004
Census Tract	401

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 LYONS ST, FORT COLLINS, CO 80521-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Document Number	20190042684
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	232 LYONS ST, FORT COLLINS, CO 80521-1730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045911
Date	Jun 25, 2020
Instrument	20200045911

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 26, 2019
Property Address	232 LYONS ST, FORT COLLINS, CO 80521-1730
Document Number	0000042684
Instrument Date	Jul 25, 2019
Instrument	20190042684
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LYONS ST, FORT COLLINS, CO 80521-1730

Mortgage

Document Number	0000042685
Date	Jul 26, 2019
Instrument	20190042685

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+11.44%)	$32,569 (-8.47%) Land $2,188 Building $30,381	$521,100 (-1.88%) Land $35,000 Building $486,100
2023	$2,912.00 (+11.53%)	$35,584 (+28.64%) Land $2,345 Building $33,239	$531,100 (+33.44%) Land $35,000 Building $496,100
2022	$2,611.00	$27,662 Land $2,433 Building $25,229	$398,000 Land $35,000 Building $363,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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