Kerr County property record for 232 Los Cedros Loop, Kerrville, TX 78028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 1995 |
| Lot Size | 0.144 acres (6,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,950 (Jul 2026) |
| Tax Bill | $6,033 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4952-0020-010000 |
| Primary APN | 4952-0020-010000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,731 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 1,731 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,282 sqft (0.144 acres) |
| Lot Width | 55 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 4952-0020-010000 |
|---|---|
| Street Address | 232 LOS CEDROS LOOP |
| City | KERRVILLE |
| State | TX |
| Zip | 78028-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOS CEDROS BLK 2 LOT 10 |
| Legal Subdivision | LOS CEDROS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KERR TX |
| Township / Civil Division | KERRVILLE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960500 |
232 Los Cedros Loop is owned and occupied by two individuals who bought it in July 2026.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 LOS CEDROS LOOP, KERRVILLE, TX 78028-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Nov 9, 2007 |
| Deed Document Number | 20264513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jul 30, 2026 |
| Property Address | 232 LOS CEDROS LOOP, KERRVILLE, TX 78028-2917 |
| Document Number | 0000004513 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20264513 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 LOS CEDROS LOOP, KERRVILLE, TX 78028-2917 |
| Document Number | 0000004514, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20264514 |
| Name | GUADALUPE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 232 Los Cedros Loop was $6,033 with exemptions applied, up 231.3% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Municipality | Kerrville City |
| Unified School District | Kerrville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,033.00 (+231.3%) | $333,097 (-) Land $35,000 Building $298,097 | $333,097 (-) Land $35,000 Building $298,097 |
| 2025 | $1,821.00 (+0.11%) Homeowner's exemption Senior Citizen's exemption | $333,097 Land $35,000 Building $298,097 | $333,097 Land $35,000 Building $298,097 |
| 2024 | $1,819.00 (+0.17%) | ||
| 2023 | $1,816.00 Homeowner's exemption Senior Citizen's exemption | $306,288 Land $35,000 Building $271,288 | $306,288 Land $35,000 Building $271,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Los Cedros Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Los Cedros Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2016 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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