Nassau County and Hempstead Town property record for 232 Locust St, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,734 sqft · built 1928 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jan 2023) |
| Tax Bill | $13,543 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 39-057-00-0024 |
| Primary APN | 39-057-00-0024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 680 sqft |
| Basement Area | 214 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 4,300 sqft (0.099 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Deck Area | 226 sqft |
| Patio Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39057 00240 |
|---|---|
| Street Address | 232 LOCUST ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 014 |
| Legal Block | 57 |
| Legal Lot Number | 24 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 410700 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 LOCUST ST, VALLEY STREAM, NY 11581-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Deed Document Number | 2023-6982 |
| Deed Book / Page | D14345 / 814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 31, 2023 |
| Property Address | 232 LOCUST ST, VALLEY STREAM, NY 11581-3445 |
| Document Number | D143450814 |
| Book / Page | D14345 / 814 |
| Map Reference | MAP 949 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023-6982 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 LOCUST ST, VALLEY STREAM, NY 11581-3445 |
| Name | Verified Name |
|---|---|
| Address | 232 LOCUST ST, VALLEY STREAM, NY 11581-3445 |
| Document Number | 0020236983 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-6983 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Unified School District | Hewlett-Woodmere Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446 (-7.28%) Land $164 Building $282 | $446,000 (-7.28%) | |
| 2025 | $13,543.00 (+7.85%) | ||
| 2023 | $12,557.00 Homeowner's exemption | $481 Land $177 Building $304 | $481,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 7 (2005–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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