232 Le Beau Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 232 Le Beau Ln, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,839 sqft · built 2004
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$232,300 (Nov 2019)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T040800501`

Property Details

APN / Parcel Number

Primary APN	`T040800501`
Alternative APN	`3-0162-9436-05-0064.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,839 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	2,039 sqft
Basement Area	1,247 sqft
Finished Basement	800 sqft
Unfinished Basement	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040800501
Street Address	232 LE BEAU LN
City	SAINT CHARLES
State	MO
Zip	63303-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LOT 5-64
Legal Subdivision	ENCLAVE AT MONTCLAIR
Legal Lot Number	64
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1013
Census Tract	311001

Owner

232 Le Beau Ln is owned and occupied by an individual who acquired it in May 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 31, 2022	Intrafamily Transfer, Transfer
Nov 1, 2019	Intrafamily Transfer, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Jul 29, 2009
Deed Document Number	2019620550
Deed Book / Page	7174 / 325
Last Transfer Date	May 28, 2022
Transfer Doc	0000030486
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210

Mortgage

Document Number	0000013665
Date	Mar 8, 2022
Instrument	2022R-013665

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2022
Property Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210
Document Number	0000030485
Map Reference	MB 40 PG 237-243
Instrument Date	May 28, 2022
Instrument	2022R-030485
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 LE BEAU LN, 232, SAINT CHARLES, MO 63303-4210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2019
Property Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210
Document Number	0071740325
Book / Page	7174 / 0325
Map Reference	MB 40 PG 237-243
Instrument Date	Oct 25, 2019
Instrument	20191101000620550
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LE BEAU LN, SAINT CHARLES, MO 63303-4210

Mortgage

Document Number	20191101000620560
Date	Nov 1, 2019
Instrument	20191101000620560

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 Le Beau Ln was $3,702, up 5.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,270 (-)	$338,261 (-) Land $60,000 Building $278,261
2025	$3,702.00 (+5.26%)	$64,270	$338,261 Land $60,000 Building $278,261
2024	$3,517.00
2023		$59,283 (+19.66%)
2022	$3,159.00	$49,543	$312,017 (+19.66%) Land $40,000 Building $272,017
2021			$260,754 Land $22,000 Building $238,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Le Beau Ln in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Le Beau Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Le Beau Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures