232 Lawrence Ave, Oakhurst, NJ 07755 Property Records

Monmouth County and Ocean Township property record for 232 Lawrence Ave, Oakhurst, NJ 07755

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,659 sqft · built 1930
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (May 2023)
Tax Bill	$15,768 (2025)
Deeds & Mortgages	May 2023 Sale Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-00016-01-00004`

Property Details

APN / Parcel Number

Primary APN	`37-00016-01-00004`
Alternative APNs	`3700016000100004` `3700016A00011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,659 sqft Living Area
1st Floor Area	1,387 sqft
Upper Floors Area	1,272 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	210 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	3700016A00011
Street Address	232 LAWRENCE AVE
City	OAKHURST
State	NJ
Zip	07755-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Subdivision	ELBERON PARK 1ST SUB
Legal Block	16.1
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1030
Census Tract	806300

Owner

232 Lawrence Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed, Transfer
Sep 9, 2021	Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH/PA
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit UTILITIES EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202334095
Deed Book / Page	9645 / 626
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0096450626
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 18, 2023
Property Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710
Document Number	0096450626
Book / Page	9645 / 626
Instrument Date	Jul 30, 2021
Instrument	2023034095
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Tax	$23,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 RONA ST, INTERLAKEN, NJ 07712-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 9, 2021
Property Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710
Document Number	0095421281
Book / Page	9542 / 1281
Instrument Date	Jul 20, 2021
Instrument	2021135976
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 RONA ST, 15, INTERLAKEN, NJ 07712-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710

Mortgage

Document Number	2021135977
Date	Sep 9, 2021
Instrument	2021135977

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Index	1-Year CMT
Max Rate	10.9%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710
Document Number	0000052770
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	232 LAWRENCE AVE OAKHURST NJ 077551710, OAKHURST, NJ 07755-1710

Mortgage

Document Number	0000052770
Date	May 20, 2020
Book Page	009414/009956
Instrument	52770

Lender

Name	COMMONWEALTH/PA
Type	Funding / Finance Company
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	232 LAWRENCE AVE, OAKHURST, NJ 07755-1710
Document Number	0000016609
Book / Page	009212 / 008765
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	232 LAWRENCE AVE OAKHURST NJ 077551710, OAKHURST, NJ 07755-1710

Mortgage

Document Number	0000016609
Date	Feb 13, 2017
Book Page	009212/008765
Instrument	16609

Lender

Name	UTILITIES EMP CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 232 Lawrence Ave was $15,768, up 2.1% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,305,000 (+11.98%) Land $813,100 Building $491,900	$1,305,000 (+11.98%) Land $813,100 Building $491,900
2025	$15,768.00 (+2.06%)	$1,165,400 Land $684,400 Building $481,000	$1,165,400 Land $684,400 Building $481,000
2024	$15,449.00
2023		$1,514,400 (+47.39%) Land $1,086,800 Building $427,600	$1,514,400 (+47.39%) Land $1,086,800 Building $427,600
2022	$17,796.00 (+37.87%)	$1,027,500 Land $620,400 Building $407,100	$1,027,500 Land $620,400 Building $407,100
2021	$12,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 81 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	81 (1978–2023)
Claims Outside the SFHA	10 of 81
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Lawrence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures