232 Latham Ter, Easley, SC 29640 Property Records

Pickens County property record for 232 Latham Ter, Easley, SC 29640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,197 sqft · built 1980
Lot Size	1.05 acres (45,655 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2021)
Tax Bill	$1,332 (2022)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5049-09-07-0396`

Property Details

APN / Parcel Number

Primary APN	`5049-09-07-0396`
Alternative APN	`R0055595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,655 sqft (1.05 acres)
Porch	Slab
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0055595
Street Address	232 LATHAM TER
City	EASLEY
State	SC
Zip	29640-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/SIDE LATHEM TERR
Legal Subdivision	WALTER L DAVIS
Jurisdiction	PICKENS SC
Township / Civil Division	EASLEY EAST
Census Block Group	2
Census Block	2007
Census Tract	10604

Owner

Source: Pickens County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 LATHAM TER, EASLEY, SC 29640-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202118084
Deed Book / Page	2318 / 259
Prior Transfer Date	Aug 1, 2007
Prior Transfer Doc	001126/0024
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 20, 2021
Property Address	232 LATHAM TER, EASLEY, SC 29640-8302
Document Number	0000018084
Book / Page	2318 / 259
Instrument Date	Sep 17, 2021
Instrument	202118084
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LATHAM TER, EASLEY, SC 29640-8302

Mortgage

Document Number	0000018085
Date	Sep 20, 2021
Instrument	202118085

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

Mortgage

Document Number	0000018165
Date	Sep 21, 2021
Book Page	6000/162
Instrument	202118165

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,684 (+88.04%) Land $1,128 Building $19,556	$517,100 (+88.04%) Land $28,200 Building $488,900
2023		$11,000 (-) Land $600 Building $10,400	$275,000 (-) Land $15,000 Building $260,000
2022	$1,332.00	$11,000 Land $600 Building $10,400	$275,000 Land $15,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY COMBINED UTIL serves 36,098 people · EPA ID SC3910002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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