232 Lander St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 232 Lander St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 2018
Lot Size	0.288 acres (12,587 sqft)
Owner	Individual Name on File
Last Sale	$12,500 (Feb 2017)
Tax Bill	$2,331 (2023)
Deeds & Mortgages	Mar 2018 Sale Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065-143-22`

Property Details

APN / Parcel Number

Primary APN	`065-143-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Heated Area
Gross Area	1,246 sqft
1st Floor Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,587 sqft (0.288 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	065-143-22
Street Address	232 LANDER ST
City	CHARLOTTE
State	NC
Zip	28208-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L4 BE M5-339
Legal Subdivision	CHADWICK MILL 02 VILLAGE
Legal Block	E
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	4500

Owner

232 Lander St is owned and occupied by an individual who acquired it in March 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Grant Deed ATTORNEY ONLY
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HABITAT FOR HUMANITY
Feb 22, 2018	Deed of Trust, Mortgage HABITAT FOR HUMANITY
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Feb 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on File
Deed Sale	Feb 23, 2017 · Amount on File
Deed Document Number	0000023394
Deed Book / Page	031587 / 000076
Last Transfer Date	Mar 9, 2018
Transfer Doc	0000027760
Record Updated	Jun 7, 2026

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 9, 2018
Property Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Document Number	0000027760
Book / Page	032517 / 000674
Instrument Date	Feb 27, 2018
Instrument	27760
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220287 CHARLOTTE NC 282220287, CHARLOTTE, NC 28222-0287

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Document Number	0000020653
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LANDER ST CHARLOTTE NC 282082936, CHARLOTTE, NC 28208-2936

Mortgage

Document Number	0000020653
Date	Feb 22, 2018
Book Page	032481/000267
Instrument	20653

Lender

Name	HABITAT FOR HUMANITY
Address	CHARLOTTE, NC 28222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Document Number	0000020651
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LANDER ST CHARLOTTE NC 282082936, CHARLOTTE, NC 28208-2936

Mortgage

Document Number	0000020651
Date	Feb 22, 2018
Book Page	032481/000250
Instrument	20651

Lender

Name	HABITAT FOR HUMANITY
Address	CHARLOTTE, NC 28222

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Document Number	0000020652
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LANDER ST CHARLOTTE NC 282082936, CHARLOTTE, NC 28208-2936

Mortgage

Document Number	0000020652
Date	Feb 22, 2018
Book Page	032481/000257
Instrument	20652

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CHARLOTTE, NC 28202-2853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 23, 2017
Property Address	232 LANDER ST, CHARLOTTE, NC 28208-2936
Document Number	0000023394
Book / Page	031587 / 000076
Instrument Date	Feb 22, 2017
Instrument	23394
Transaction Type	Foreclosure
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 220287 CHARLOTTE NC 282220287, CHARLOTTE, NC 28222-0287

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 232 Lander St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1980–2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Lander St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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