232 Lakeside Rd, Sebring, FL 33870 Property Records

Highlands County property record for 232 Lakeside Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,455 sqft · built 1972
Lot Size	0.397 acres (17,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Aug 2020)
Tax Bill	$343 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S254803041800140`

Property Details

APN / Parcel Number

Primary APN	`S254803041800140`
Alternative APN	`S-25-34-28-030-4180-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	17,334 sqft (0.397 acres)
Lot Dimensions	200 ft deep x 78 ft wide
Garage Area	370 sqft
Driveway	Driveway
Driveway Area	1,336 sqft
Porch	Enclosed Porch
Porch Area	676 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S254803041800140
Street Address	232 LAKESIDE RD
City	SEBRING
State	FL
Zip	33870-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HIGHLAND TOWERS REVISED PB 5-PG 29 LOT 14 BLK 418
Legal Range	28E
Legal Township	34S
Legal Section	25
Legal Subdivision	HIGHLAND TOWERS REVISED
Legal Block	418
Legal Lot Number	14
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2040
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 LAKESIDE RD, SEBRING, FL 33870-1976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 4, 2020	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY
Mar 4, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	1993831
Deed Book / Page	2765 / 1632
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	232 LAKESIDE RD, SEBRING, FL 33870-1976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LAKESIDE RD, SEBRING, FL 33870-1976

Mortgage

Document Number	0002011185
Date	Dec 16, 2020
Book Page	2790/1009
Instrument	2011185

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 4, 2020
Property Address	232 LAKESIDE RD, SEBRING, FL 33870-1976
Document Number	0001993831
Book / Page	002765 / 001632
Instrument Date	Aug 3, 2020
Instrument	1993831
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 LAKESIDE RD SEBRING FL 338701976, SEBRING, FL 33870-1976

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 4, 2019
Property Address	232 LAKESIDE RD, SEBRING, FL 33870-1976
Document Number	0001930842
Book / Page	002680 / 000753
Instrument Date	Feb 22, 2019
Instrument	1930842
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SOUTH TRL SELMA NC 275769100, SELMA, NC 27576-9100

Mortgage

Document Number	1930843
Date	Mar 4, 2019
Book Page	002680/000755
Instrument	1930843

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,091 (+5.99%)	$257,412 (+22%) Land $12,519 Building $244,893
2024	$343.00 (-47.71%)
2023	$656.00 (+12.33%) Homeowner's exemption	$86,889 (+3%)	$210,987 (+9.77%) Land $12,519 Building $198,468
2022	$584.00 Homeowner's exemption	$84,358	$192,217 Land $12,519 Building $179,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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