Kane County property record for 232 Lake St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,875 sqft · built 2005 |
| Lot Size | 0.21 acres (936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,000 (Jun 2005) |
| Tax Bill | $7,449 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-13-352-079 |
| Primary APN | 06-13-352-079 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,875 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 936 sqft (0.21 acres) |
| Lot Dimensions | 52 ft deep x 18 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 232 LAKE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER PARK PLACE LOT 4 AS DESC IN DOC 2005K071792 |
| Legal Subdivision | RIVER PARK PLACE |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 854600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 938 E KRISTA CT, PALATINE, IL 60074-6492 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2005 · Amount on Record |
| Deed Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 200571792 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,449.00 (+15.97%) | $97,640 (+8.57%) Land $27,164 Building $70,476 | $293,037 (+8.57%) Land $81,525 Building $211,513 |
| 2024 | $89,933 (+21.39%) Land $25,020 Building $64,913 | $269,907 (+21.44%) Land $75,090 Building $194,817 | |
| 2022 | $6,423.00 (+3.95%) | $74,084 (+6.96%) Land $20,611 Building $53,473 | $222,252 (+6.96%) Land $61,833 Building $160,419 |
| 2021 | $6,179.00 | $69,263 Land $19,270 Building $49,993 | $207,789 Land $57,810 Building $149,979 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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