232 Laid Back Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 232 Laid Back Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,658 sqft · built 2024
Lot Size	10.1 acres (441,873 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`RP043720000020A`

Property Details

APN / Parcel Number

Primary APN	`RP043720000020A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,658 sqft Finished Area
1st Floor Area	3,701 sqft
Basement Area	205 sqft
Finished Basement	205 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	441,873 sqft (10.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	232 LAID BACK DR
City	SANDPOINT
State	ID
Zip	83864-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	15-58N-1E TOP OF THE WORLD LOT 2
Legal Range	01E
Legal Township	58N
Legal Section	15
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1000
Census Tract	950202

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 LAID BACK DR, SANDPOINT, ID 83864-5433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Jul 29, 2022	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	232 LAID BACK DR, SANDPOINT, ID 83864
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001009374
Date	Aug 3, 2022
Instrument	1009374

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 29, 2022
Property Address	232 LAID BACK DR, SANDPOINT, ID 83864
Document Number	0001009101
Map Reference	LB 17 PG 18
Instrument Date	Jul 26, 2022
Instrument	1009101
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 561, KOOTENAI, ID 83840-0561

Mortgage

Document Number	0001009102
Date	Jul 29, 2022
Instrument	1009102

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,339 (-1.23%)	$946,339 (-1.23%)
2025	$3,741.00 (+477.31%)	$958,120 (+495.29%) Land $232,138 Building $725,982	$958,120 (+495.29%) Land $232,138 Building $725,982
2023	$648.00	$160,951 Land $160,951	$160,951 Land $160,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: E.L. Internet Northwest, Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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