232 Lagoda Dr, Locust, NC 28097 Property Records

Stanly County property record for 232 Lagoda Dr, Locust, NC 28097 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,192 sqft · built 2009
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2023)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557603437570`

Property Details

APN / Parcel Number

Primary APN	`557603437570`
Alternative APNs	`1543098` `1524032` `36844`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,192 sqft Finished Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	485 sqft
Porch	Porch
Porch Area	504 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1543098
Street Address	232 LAGODA DR
City	LOCUST
State	NC
Zip	28097-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 232 LAGODA DR LT 16 THE MEADOWS PH 2 557603178
Legal Subdivision	THE MEADOWS PH2
Legal Lot Number	16
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3012
Census Tract	930801

Owner

Source: Stanly County records · APN 557603437570

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 LAGODA DR, LOCUST, NC 28097-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Nov 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Apr 02, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Dec 06, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 02, 2019 · Amount on Record
Deed Document Number	2023457485
Deed Book / Page	1819 / 351
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 28, 2023
Property Address	232 LAGODA DR, LOCUST, NC 28097-9407
Document Number	0000457485
Book / Page	1819 / 351
Map Reference	MB 19 PG 27
Instrument Date	Apr 27, 2023
Instrument	457485
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8815 HOPE DALE DR, STANFIELD, NC 28163-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LAGODA DR, LOCUST, NC 28097-9407

Mortgage

Document Number	0000457486
Date	Apr 28, 2023
Instrument	457486

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	232 LAGODA DR, LOCUST, NC 28097-9407
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439857
Date	Nov 05, 2021
Book Page	1764/168
Instrument	439857

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 02, 2019
Property Address	232 LAGODA DR, LOCUST, NC 28097-9407
Document Number	0000408378
Book / Page	001666 / 001477
Instrument Date	Apr 01, 2019
Instrument	408378
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$508.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	462 WHITEWATER WAY NW CONCORD NC 280273815, CONCORD, NC 28027-3815

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 06, 2018
Property Address	232 LAGODA DR, LOCUST, NC 28097-9407
Document Number	0000405500
Book / Page	001658 / 001599
Instrument Date	Dec 04, 2018
Instrument	405500
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14460 FALLS OF NEUSE ROAD 149-35 RALEIGH NC 27614, RALEIGH, NC 27614

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,704.00 (+23.88%)	$402,654 (+46.74%) Land $75,000 Building $327,654	$402,654 (+46.74%) Land $75,000 Building $327,654
2023	$2,990.00 (+0.91%)	$274,403 (-) Land $42,000 Building $232,403	$274,403 (-) Land $42,000 Building $232,403
2022	$2,963.00	$274,403 Land $42,000 Building $232,403	$274,403 Land $42,000 Building $232,403

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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