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232 King St, Georgetown, SC 29440 Property Records

Georgetown County property record for 232 King St, Georgetown, SC 29440 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,350 sqft · built 1901
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Jan 2021)
Tax Bill$4,760 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0500270258.00.00

Property Details

APN / Parcel Number

Primary APN0500270258.00.00
Alternative APNs
  • 05-0027-258-00-00
  • 22611

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,350 sqft Living Area
1st Floor Area1,944 sqft
2nd Floor Area1,406 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number22611
Old Parcel Number0500270258.00.00
Street Address232 KING ST
CityGEORGETOWN
StateSC
Zip29440-3536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 101 GEORGETOWN
Legal SubdivisionGEORGETOWN
Legal Lot Number101
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1041
Census Tract920302

Owner

Source: Georgetown County records · APN 0500270258.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address232 KING ST, GEORGETOWN, SC 29440-3536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jan 15, 2021Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleAug 16, 2011
Deed Document Number0003999232
Deed Book / Page3999 / 232
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address232 KING ST, GEORGETOWN, SC 29440-3536
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 KING ST, GEORGETOWN, SC 29440-3536

Mortgage

Document Number04437/0059
DateNov 01, 2022
Book Page4437/59
Instrument202200013330
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionGEORGETOWN SC
Recording DateJan 15, 2021
Property Address232 KING ST, GEORGETOWN, SC 29440-3536
Document Number03999/0232
Book / Page3999 / 232
Instrument DateJan 13, 2021
Instrument202100000622
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,850.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 KING ST, GEORGETOWN, SC 29440-3536

Mortgage

Document Number03999/0238
DateJan 15, 2021
Book Page3999/238
Instrument202100000623
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,760.00 (+14.64%)$20,755 (+14.99%) Land $2,715 Building $18,040$844,700 (+87.21%) Land $110,500 Building $734,200
2023$4,152.00 (+9.55%)$18,050 (-) Land $3,400 Building $14,650$451,200 (-) Land $85,000 Building $366,200
2022$3,790.00$18,050 Land $3,400 Building $14,650$451,200 Land $85,000 Building $366,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 188 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies188 in force
Nearby Flood Claims268 (1979–2025)
Claims Outside the SFHA45 of 268
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 33 claims
  • Severe Storms And Flooding, Oct 2015 · 43 claims
  • Hurricane Hugo, Sep 1989 · 46 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Georgetown Historic District
listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Horry Telephone CooperativeCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Horry Telephone Cooperative, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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