232 Juniper Ct, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 232 Juniper Ct, Mount Sterling, KY 40353

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,113 sqft · built 2005
Lot Size0.481 acres (20,993 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Feb 2026)
Tax Bill$829 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23M-40-10-022.03

Property Details

APN / Parcel Number

Primary APN23M-40-10-022.03
Alternative APN
  • 12045

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,113 sqft Total Area
Basement Area1,029 sqft
Finished Basement1,029 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,993 sqft (0.481 acres)
TerrainSteep

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number12045
Street Address232 JUNIPER CT
CityMOUNT STERLING
StateKY
Zip40353
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionGARDEN SPRINGS DUPLEX & LOT 1
Legal SubdivisionGARDEN SPRINGS
Legal Lot Number1
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group1
Census Block1006
Census Tract920201

Owner

232 Juniper Ct, a duplex, is owned by a company that bought it in February 2026.

Source: Montgomery County records, as of April 22, 2026

Owner of RecordCompany Name on File
Mailing Address2864 OLD OWINGSVILLE RD, MOUNT STERLING, KY 40353-9291
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2026 · Amount on File
Deed SaleFeb 17, 2026 · Amount on File
Prior SaleJul 27, 2012 · Amount on File
Deed Document Number2026
Record UpdatedSep 20, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY KY
Recording DateFeb 17, 2026
Property Address232 JUNIPER CT, MOUNT STERLING, KY 40353
Document Number00D357/281
Book / PageD357 / 281
Map ReferenceCAB A SL A-24
Instrument DateFeb 13, 2026
Instrument1972371
Transaction TypeTransfer
Record UpdatedMay 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 W HIGH ST, MOUNT STERLING, KY 40353-1331

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 OLD OWINGSVILLE RD, MT STERLING, KY 40353-9291

Mortgage

Document Number0001972372
DateFeb 17, 2026
Instrument1972372
Lender
NameTRADITIONAL BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueFeb 13, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 232 Juniper Ct was $829.

Source: Montgomery County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
MunicipalityMount Sterling City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$829.00$84,000$84,000
2023$823.00$84,000$84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 Juniper Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Juniper Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT STERLING WATER WORKS
serves 16,391 people · EPA ID KY0870298
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Juniper Ct

Nearby Streets

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