232 Jones St, Laurens, SC 29360 Property Records

Laurens County property record for 232 Jones St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.741 acres (32,299 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Oct 2023)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`906-11-12-033`

Property Details

APN / Parcel Number

Primary APN	`906-11-12-033`
Alternative APNs	`9061112033 97475389` `97475389`

Exterior

Lot Area	32,299 sqft (0.741 acres)

Location & Zoning

Street Address	232 JONES ST
City	LAURENS
State	SC
Zip	29360-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	232 JONES STREET
Legal Subdivision	W F ABERCROMBIE
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3005
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 Jones St is owned and occupied by two individuals who bought it in October 2023.

Source: Laurens County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 JONES ST, LAURENS, SC 29360-2851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Correction Deed
May 3, 2023	Warranty Deed, Transfer · USDA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 28, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Document Number	20238747
Deed Book / Page	1772 / 210
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0D17720210
Record Updated	Oct 29, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 27, 2023
Property Address	232 JONES ST, LAURENS, SC 29360-2851
Document Number	0D17720210
Book / Page	D1772 / 210
Instrument Date	Jun 1, 2023
Instrument	2023008747
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 JONES ST, LAURENS, SC 29360-2851

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	May 3, 2023
Property Address	232 JONES ST, LAURENS, SC 29360-2851
Document Number	0D17320245
Book / Page	D1732 / 245
Instrument Date	Apr 27, 2023
Instrument	2023003457
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 JONES ST, LAURENS, SC 29360-2851

Mortgage

Document Number	2023003458
Date	May 3, 2023
Instrument	2023003458

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	232 JONES ST, LAURENS, SC 29360-2851
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M25890014
Date	May 28, 2020
Book Page	M2589/14
Instrument	2020003877

Lender

Name	TRUIST BANK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 232 Jones St was $2,565 with a homeowner's exemption, up 3.7% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00 (+3.72%) Homeowner's exemption	$10,420 (-) Land $800 Building $9,620
2024	$2,473.00 (+63.77%) Homeowner's exemption	$10,420 (+205.57%) Land $800 Building $9,620
2023	$1,510.00 (+8.17%)	$3,410 (-) Land $1,140 Building $2,270	$56,750 (-) Building $56,750
2022	$1,396.00	$3,410 Land $560 Building $2,850	$56,750 (-78.21%) Land $9,250 Building $47,500
2021			$260,500 Land $20,000 Building $240,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 Jones St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Jones St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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