232 Jay St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 232 Jay St, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,260 sqft · built 1960
Lot Size	1.04 acres (45,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 2021)
Tax Bill	$7,922 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2021 Sale & Mortgage
APN	`320500 119.6-1-16`

Property Details

APN / Parcel Number

Primary APN	`320500 119.6-1-16`
Alternative APN	`04200020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	45,500 sqft (1.04 acres)
Lot Dimensions	455 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04200020
Street Address	232 JAY ST
City	GENEVA
State	NY
Zip	14456-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2019
Census Tract	51900

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 N WILLIAM ST, BALDWIN, NY 11510
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage GENERATIONS BANK
Jan 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Apr 19, 2004 · Amount on Record
Deed Document Number	202120
Deed Book / Page	1466 / 76
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	232 JAY ST, GENEVA, NY 14456-3237
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002829/0000000603
Date	Jun 7, 2018
Book Page	0000002829/0000000603

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	295 Months
Due	Jan 1, 2043

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 29, 2021
Property Address	232 JAY ST, GENEVA, NY 14456-3237
Document Number	0001466/76
Book / Page	1466 / 76
Instrument Date	Jan 27, 2021
Instrument	202101290020
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101290021
Date	Jan 29, 2021
Instrument	202101290021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,922.00 (+2.74%)
2025	$7,711.00	$225,300 (+32.53%) Land $38,300 Building $187,000	$244,891 (+12.36%) Land $41,630 Building $203,261
2023		$170,000 Land $38,300 Building $131,700	$217,949 Land $49,103 Building $168,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

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