232 Howth St, San Francisco, CA 94112 Property Records

San Francisco City property record for 232 Howth St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1927
Lot Size	0.051 acres (2,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Line of Credit
APN	`7022-007`

Property Details

APN / Parcel Number

Primary APN	`7022-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1927
Construction Type	Wood
Lot Area	2,250 sqft (0.051 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Street Address	232 HOWTH ST
City	SAN FRANCISCO
State	CA
Zip	94112-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	TRACT 12 LOT 42
Legal Subdivision	SAN MIGUEL CITY
Legal Tract	12
Legal Block	7022
Legal Lot Number	7
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	1
Census Block	1009
Census Tract	31201

Owner

Source: San Francisco City records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 HOWTH ST, SAN FRANCISCO, CA 94112-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	232 HOWTH ST, SAN FRANCISCO, CA 94112-2416
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HOWTH ST, SAN FRANCISCO, CA 94112-2416

Mortgage

Document Number	2021046124
Date	Mar 15, 2021
Instrument	2021046124

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	232 HOWTH ST, SAN FRANCISCO, CA 94112-2416
Document Number	0K84900806
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HOWTH ST SAN FRANCISCO CA 941122416, SAN FRANCISCO, CA 94112-2416

Mortgage

Document Number	0K84900806
Date	Oct 30, 2019
Instrument	K849806

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,777.00 (+4.41%) Homeowner's exemption	$147,887 (+4.04%) Land $52,811 Building $95,076
2023	$1,702.00 (+1.79%) Homeowner's exemption	$142,146 Land $50,761 Building $91,385
2022	$1,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,023 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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