232 Horseshoe Bend, Florence, OR 97439 Property Records

Lane County property record for 232 Horseshoe Bend, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Lot Size	0.095 acres (4,138 sqft)
Owner	2 Company Names on Record
Last Sale	$128,500 (Sep 2025)
Tax Bill	$436 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Apr 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-31-02300-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-31-02300-000`
Alternative APNs	`1812233102300` `0996155`

Exterior

Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	92 ft deep x 45 ft wide

Location & Zoning

Account Number	0996155
Street Address	232 HORSESHOE BND
City	FLORENCE
State	OR
Zip	97439-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV
Legal Description	TL 02300
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	COAST VILLAGE FIRST ADDITION
Legal Block	6
Legal Lot Number	2300
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2006
Census Tract	707

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	795 W OXBOW TRL, PAYSON, AZ 85541-2754
Owner Type	Company
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Construction Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 9, 2026	Deed of Trust, Mortgage · Construction Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Sep 25, 2025	Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage ANDY & LORI JOHNSON
Mar 30, 2018	Quit Claim Deed, Transfer CASCADE TITLE
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	202530448
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000019884
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 W OXBOW TRL, PAYSON, AZ 85541-2754

Mortgage

Document Number	0000007748
Date	Mar 11, 2026
Instrument	2026-007748

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Dec 1, 2056

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 9, 2026
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Document Number	0000011221
Instrument Date	Mar 4, 2026
Instrument	202611221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	795 W OXBOW TRL, PAYSON, AZ 85541-2754

Mortgage

Document Number	0000011221,
Date	Apr 9, 2026
Instrument	202611221

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	368 Months
Due	Dec 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 25, 2025
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Document Number	0000030448
Map Reference	MB 59 PG 12
Instrument Date	Sep 18, 2025
Instrument	2025-030448
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	795 W OXBOW TRL, PAYSON, AZ 85541-2754

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 30, 2018
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Document Number	0000014589
Instrument Date	Mar 21, 2018
Instrument	14589
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 NW ROCKWOOD LN BEND OR 977032266, BEND, OR 97703-2266

Mortgage

Document Number	14590
Date	Mar 30, 2018
Instrument	14590

Lender

Name	ANDY & LORI JOHNSON
Address	PO BOX C, FLORENCE, OR 97439-0026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 29, 2021

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Mar 30, 2018
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Document Number	0000014588
Instrument Date	Mar 16, 2018
Instrument	14588
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HORSESHOE BND FLORENCE OR 974398772, FLORENCE, OR 97439-8772

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Mar 5, 2018
Property Address	232 HORSESHOE BND, FLORENCE, OR 97439-8772
Document Number	0000010097
Instrument Date	Feb 28, 2018
Instrument	10097
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HORSESHOE BND FLORENCE OR 974398772, FLORENCE, OR 97439-8772

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+3.07%)	$31,975 (+3%)	$63,495 (-2.2%) Land $60,327 Building $3,168
2024	$423.00 (+2.92%)	$31,044 (+3%)	$64,923 (+19.39%) Land $62,425 Building $2,498
2023	$411.00 (+4.05%)	$30,140 (+3%)	$54,377 (+3.91%) Land $51,933 Building $2,444
2022	$395.00	$29,263	$52,331 Land $49,835 Building $2,496

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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