232 Holmes St, Rio, WI 53960 Property Records

Columbia County property record for 232 Holmes St, Rio, WI 53960

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Apr 2015)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11177-288.A`

Property Details

APN / Parcel Number

Primary APN	`11177-288.A`
Alternative APN	`2236171`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story

Exterior

Year Built	Built 1965
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	232 HOLMES ST
City	RIO
State	WI
Zip	53960-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL BEG 8 RDS N OF N LINE RIO ST @ NW COR PCL IN V.108-P387 (A/K/A SW COR L2 CSM3343); N 8 RDS; W 4 RDS; S 8 RDS; E 4 RDS TO
Legal Range	11E
Legal Township	11N
Legal Section	06
Legal Subdivision	RIO
Legal Lot Number	2
Jurisdiction	COLUMBIA WI
Township / Civil Division	RIO
Census Block Group	1
Census Block	1030
Census Tract	971000

Owner

Source: Columbia County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 HOLMES ST, RIO, WI 53960-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2015 · Amount on Record
Deed Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	00868503
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA WI
Property Address	232 HOLMES ST, RIO, WI 53960-9103
Document Number	0000929480
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HOLMES ST RIO WI 539609103, RIO, WI 53960-9103

Mortgage

Document Number	0000929480
Date	Jul 22, 2020
Instrument	929480

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA WI
Property Address	232 HOLMES ST, RIO, WI 53960-9103
Document Number	0000917409
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HOLMES ST RIO WI 539609103, RIO, WI 53960-9103

Mortgage

Document Number	0000917409
Date	Aug 30, 2019
Instrument	917409

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Columbia County
Municipality	Rio Village
Unified School District	Rio Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00 (+5.45%) Homeowner's exemption	$83,000 (-) Land $17,000 Building $66,000	$116,219 (+14.63%) Land $23,804 Building $92,415
2023	$1,357.00 Homeowner's exemption	$83,000 Land $17,000 Building $66,000	$101,390 Land $20,767 Building $80,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO WATERWORKS serves 1,095 people · EPA ID WI1110111
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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