232 Holly Tree Cir, Duncan, SC 29334 Property Records

Spartanburg County property record for 232 Holly Tree Cir, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2004
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Owner Names on Record
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-2606-02500`

Property Details

APN / Parcel Number

Primary APN	`5-2606-02500`
Alternative APN	`93515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,512 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,000 sqft
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	116 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	93515
Street Address	232 HOLLY TREE CIR
City	DUNCAN
State	SC
Zip	29334-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 HOLLY TREE ESTATES PB 77 -809
Legal Subdivision	HOLLY TREE ESTATES
Legal Lot Number	27
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	4
Census Block	4049
Census Tract	23101

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	232 HOLLY TREE CIR, DUNCAN, SC 29334-9452
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2004
Transfer Doc	00081D0639
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	232 HOLLY TREE CIR, DUNCAN, SC 29334-9452
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005627
Date	Feb 8, 2018
Instrument	2018-05627

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	232 HOLLY TREE CIR, DUNCAN, SC 29334-9452
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027160
Date	May 17, 2021
Book Page	6094/834
Instrument	2021-27160

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jun 5, 2021

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	232 HOLLY TREE CIR, DUNCAN, SC 29334-9452
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039935
Date	Aug 2, 2022
Book Page	6434/459
Instrument	2022-39935

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (+0.88%)	$7,528 (-) Land $1,000 Building $6,528	$213,800 (-) Land $28,400 Building $185,400
2024	$1,131.00 (-0.26%)
2023	$1,134.00	$7,528 Land $1,000 Building $6,528	$213,800 Land $28,400 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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