1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Hill Ct

232 Hill Ct, Winter Haven, FL 33881 Property Records

Polk County property record for 232 Hill Ct, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,724 sqft · built 1986
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Mar 2022)
Tax Bill$3,626 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-07-528101-000540

Property Details

APN / Parcel Number

Primary APN26-28-07-528101-000540
Alternative APNs
  • 072826528101000540
  • 72826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,724 sqft Living Area
Gross Area2,671 sqft
1st Floor Area1,221 sqft
Upper Floors Area503 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions131 ft deep x 68 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
PorchFlorida Room
Porch Area536 sqft

Location & Zoning

Street Address232 HILL CT
CityWINTER HAVEN
StateFL
Zip33881-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTRIDGE HILLS PB 79 PG 9 LYING & BEING IN A PORTION OF SECTIONS 7 & 8 T28 R26 LOT 54
Legal Range26E
Legal Township28S
Legal Section07
Legal SubdivisionHARTRIDGE HILLS
Legal Tract528101
Legal Block3
Legal Lot Number54
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3006
Census Tract13500

Owner

232 Hill Ct is owned and occupied by two individuals who bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address232 HILL CT, WINTER HAVEN, FL 33881-9548
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Jan 2, 2019Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2022 · Amount on File
Deed SaleMar 30, 2022 · Amount on File
Prior SaleJan 2, 2019 · Amount on File
Deed Document Number202287069
Deed Book / Page12186 / 2224
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 31, 2022
Property Address232 HILL CT, WINTER HAVEN, FL 33881-9548
Document Number0000087069
Book / Page12186 / 2224
Map ReferenceMB 79 PG 9
Instrument DateMar 25, 2022
Instrument2022087069
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanySMART TITLE II LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5924 30TH AVE W, BRADENTON, FL 34209-6901

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 HILL CT, WINTER HAVEN, FL 33881-9548

Mortgage

Document Number0121862226
DateMar 31, 2022
Instrument12186/2226
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 2, 2019
Property Address232 HILL CT, WINTER HAVEN, FL 33881-9548
Document Number0107130666
Book / Page010713 / 000666
Instrument DateDec 27, 2018
Instrument908
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyINTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10626 SHADY PRESERVE DR RIVERVIEW FL 335799310, RIVERVIEW, FL 33579-9310

Mortgage

Document Number107130668
DateJan 2, 2019
Book Page010713/000668
Instrument909
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 Hill Ct was $3,626 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,526 (+2.7%)$249,484 (-5.38%) Land $38,000 Building $211,484
2025$3,626.00 Homeowner's exemption$234,203$263,674 Land $38,000 Building $225,674
2023$3,427.00 (+33.45%) Homeowner's exemption$220,974 (+26.24%)$251,576 (+21.73%) Land $37,000 Building $214,576
2022$2,568.00$175,040$206,666 Land $31,000 Building $175,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Hill Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Hill Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Hill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures