232 Highbrook Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 232 Highbrook Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,480 sqft · built 1900
Lot Size	0.398 acres (17,370 sqft)
Owner	2 Individual Names on File
Last Sale	$1,445,000 (Jul 2011)
Tax Bill	$59,010 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`554403 163.60-1-41`

Property Details

APN / Parcel Number

Primary APN	`554403 163.60-1-41`
Alternative APNs	`440316306000010410000000` `01595000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,480 sqft Living Area
1st Floor Area	2,237 sqft
2nd Floor Area	1,889 sqft
Upper Floors Area	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,370 sqft (0.398 acres)
Lot Dimensions	125 ft deep x 138 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	613 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01595000
Street Address	232 HIGHBROOK AVE
City	PELHAM
State	NY
Zip	10803-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Subdivision	PELHAM HEIGHTS
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1007
Census Tract	5400

Owner

232 Highbrook Ave is owned and occupied by two individuals who bought it in July 2011.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK NA
Nov 8, 2019	Loan Modification, Mortgage BANK OF AMERICA
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 29, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2011 · Amount on File
Deed Sale	Jul 6, 2011 · Amount on File
Prior Sale	Jun 20, 2000 · Amount on File
Deed Document Number	2011511193242
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203

Mortgage

Document Number	0612643614
Date	Sep 21, 2021
Instrument	612643614

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.7%
Index	Other
Margin	3
Max Rate	7.7%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HIGHBROOK AVE, PELHAM, NY 10803-1737

Mortgage

Document Number	0612643615
Date	Sep 21, 2021
Instrument	612643615

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Min Rate At Change	3%
Max Rate At Change	7.7%
Margin	3

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Document Number	0593263570
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 HIGHBROOK AVE PELHAM NY 108032203, PELHAM, NY 10803-2203

Mortgage

Document Number	0593263570
Date	Nov 25, 2019
Book Page	059326/003570

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	1.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Document Number	0593263569
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 HIGHBROOK AVE PELHAM NY 108032203, PELHAM, NY 10803-2203

Mortgage

Document Number	0593263569
Date	Nov 25, 2019
Book Page	059326/003569

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	232 HIGHBROOK AVE, PELHAM, NY 10803-2203
Document Number	0591653410
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 HIGHBROOK AVE PELHAM NY 108032203, PELHAM, NY 10803-2203

Mortgage

Document Number	0591653410
Date	Jun 14, 2019
Book Page	059165/003410

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 232 Highbrook Ave was $59,010, down 23% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$59,010.00 (-22.96%)
2025	$76,596.00	$2,298,000 (+3.98%) Land $520,000 Building $1,778,000	$2,298,000 (+3.98%) Land $520,000 Building $1,778,000
2024		$2,210,000 (+4.99%) Land $520,000 Building $1,690,000	$2,210,000 (+4.99%) Land $520,000 Building $1,690,000
2023		$2,105,000 Land $347,000 Building $1,758,000	$2,105,000 Land $347,000 Building $1,758,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Highbrook Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Highbrook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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