Camden County and Waterford Township property record for 232 Hayes Mill Rd, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1982 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Jul 2022) |
| Tax Bill | $4,870 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02001-0000-00015 |
| Primary APN | 35-02001-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Old Parcel Number | 3500095000000070 |
|---|---|
| Street Address | 232 HAYES MILL RD |
| City | ATCO |
| State | NJ |
| Zip | 08004-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | CHERRY COVE |
| Legal Block | 2001 |
| Legal Lot Number | 15 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 608901 |
232 Hayes Mill Rd is owned and occupied by an individual who bought it in July 2022.
Source: Camden County and Waterford Township records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 HAYES MILL RD, ATCO, NJ 08004-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 7, 2022 | Special Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Dec 30, 2021 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Jun 7, 2022 · Amount on File |
| Deed Document Number | 202266897 |
| Deed Book / Page | 12132 / 169 |
| Prior Transfer Date | Aug 28, 2007 |
| Prior Transfer Doc | 0000097122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 8, 2022 |
| Property Address | 232 HAYES MILL RD, ATCO, NJ 08004-2432 |
| Document Number | 0000066897 |
| Book / Page | 12132 / 169 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022066897 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | BRENNAN TITLE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,059.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 ELMWOOD DR, 105, DIX HILLS, NY 11746-5659 |
| Name | Verified Name |
|---|---|
| Address | 232 HAYES MILL RD, ATCO, NJ 08004-2432 |
| Document Number | 0012132174 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 12132/174 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 7, 2022 |
| Property Address | 232 HAYES MILL RD, ATCO, NJ 08004-2432 |
| Document Number | 0000057985 |
| Book / Page | 12105 / 306 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022057985 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 22, 2022 |
| Title Company | VYLLA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8940 CYPRESS WATERS BLVD, 8940, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 105 ELMWOOD DR, DIX HILLS, NY 11746-5659 |
| Document Number | 0012105312 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 12105/312 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 30, 2021 |
| Property Address | 232 HAYES MILL RD, ATCO, NJ 08004-2432 |
| Document Number | 0000109509 |
| Book / Page | 11925 / 957 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021109509 |
| Record Updated | Feb 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $404.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
The 2025 property tax bill for 232 Hayes Mill Rd was $4,870, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,800 (-) Land $31,400 Building $75,400 | $106,800 (-) Land $31,400 Building $75,400 | |
| 2025 | $4,870.00 (+3.51%) | $106,800 Land $31,400 Building $75,400 | $106,800 Land $31,400 Building $75,400 |
| 2024 | $4,705.00 | ||
| 2023 | $106,800 Land $31,400 Building $75,400 | $106,800 Land $31,400 Building $75,400 | |
| 2022 | $4,385.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 232 Hayes Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Hayes Mill Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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