232 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 232 Harbor Cir, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1983
Square Footage	1,440 sqft Heated Area
Lot Size	36,677 sqft (0.841 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (1989)
Tax Bill	$901.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1013-0000-0310`

Interior

Full Baths	2 Baths
Building Area	1,440 sqft Heated Area
Gross Area	2,470 sqft Gross Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1983
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	36,677 sqft (0.841 acres)
Depth X Width	251 ft x 84 ft Depth x Width
Deck Area	48 sqft Deck
Porch	Enclosed Porch
Porch Area	1,050 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	232 HARBOR CIR
City	ALLIGATOR POINT
State	FL
Zip	32346-5132
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIT 3 LOTS 30 & 31 ALLIGATOR HARBOR OR 201/228 298/18 298/26 EASEMENT 377/101
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Lot Number	30,31 31
Legal Unit	3
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2006
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1013-0000-0310

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 HARBOR CIR, ALLIGATOR PT, FL 32346-5132
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 1989 · Amount on Record
Deed Sale	Jul 05, 1989 · Amount on Record
Deed Doc Number	0000029818
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00 (+1.92%) Homeowner's exemption	$117,311 (+2.9%)	$406,942 (-15.56%) Land $183,420 Building $223,522
2024	$884.00 (+0.45%) Homeowner's exemption	$114,005 (+3%)	$481,912 (+23.97%) Land $256,788 Building $225,124
2023	$880.00 (+1.38%) Homeowner's exemption	$110,684 (+3%)	$388,748 (+3.13%) Land $220,104 Building $168,644
2022	$868.00 Homeowner's exemption	$107,460	$376,939 Land $220,104 Building $156,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.