232 Gulf Dr, Venice, FL 34285 Property Records

Sarasota County property record for 232 Gulf Dr, Venice, FL 34285

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,605 sqft · built 1978
Lot Size	0.444 acres (19,361 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jul 2021)
Tax Bill	$11,181 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430-12-0012`

Property Details

APN / Parcel Number

Primary APN	`0430-12-0012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,605 sqft Living Area
1st Floor Area	2,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,361 sqft (0.444 acres)
Lot Dimensions	233 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	308 sqft

Exterior Amenities

Pool Area	256 sqft
Porch	Open Porch
Porch Area	366 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 GULF DR
City	VENICE
State	FL
Zip	34285-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 11 GULF SHORES UNIT 1
Legal Range	19E
Legal Township	39S
Legal Section	18
Legal Subdivision	GULF SHORES UNIT 1
Legal Tract	1015
Legal Lot Number	11
Legal Unit	1
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2007
Census Tract	2401

Owner

232 Gulf Dr is owned and occupied by an individual who bought it in July 2021.

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	232 GULF DR, VENICE, FL 34285-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Mar 19, 2009 · Amount on File
Deed Document Number	2021123136
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 1, 2021
Property Address	232 GULF DR, VENICE, FL 34285-3712
Document Number	0000123136
Map Reference	MB 6 PG 66
Instrument Date	Jun 29, 2021
Instrument	2021123136
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 GULF DR, VENICE, FL 34285-3712

Mortgage

Document Number	0000123137
Date	Jul 1, 2021
Instrument	2021123137

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	232 GULF DR, VENICE, FL 34285-3712
Document Number	0000051860
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 GULF DR VENICE FL 342853712, VENICE, FL 34285-3712

Mortgage

Document Number	0000051860
Date	Apr 20, 2020
Instrument	51860

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2040

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Venice City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,181.00 (-5.94%) Homeowner's exemption	$789,100 (-3.91%) Land $542,500 Building $246,600	$789,100 (-8.81%) Land $542,500 Building $246,600
2023	$11,887.00 (-0.98%) Homeowner's exemption	$821,219 (+3%)	$865,300 (+8.53%) Land $598,900 Building $266,400
2022	$12,005.00 Homeowner's exemption	$797,300 Land $557,400 Building $239,900	$797,300 Land $557,400 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Gulf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 184 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	226 units insured incl. 42 condo units
Nearby Flood Claims	23 (1988–2024)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Severe Storms & Flooding, Jun 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Gulf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VENICE WATER DEPT serves 31,358 people · EPA ID FL6581901
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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