Pinellas County property record for 232 Grace St, Crystal Beach, FL 34681
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,578 sqft · built 1973 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,232 (Mar 2022) |
| Tax Bill | $8,784 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-740-9949-0 |
| Primary APN | C62-000-740-9949-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,578 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,996 sqft (0.161 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Loading Dock | 164 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R382052 |
|---|---|
| Street Address | 232 GRACE ST |
| City | CRYSTAL BEACH |
| State | FL |
| Zip | 34681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CRYSTAL BEACH REVISED BLK V, LOT 14 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH REVISED |
| Legal Tract | 19872 |
| Legal Block | V |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 27202 |
Source: Pinellas County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6021 MONTROSE RD, NIAGARA FALLS, ON L2H 1 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Mar 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 202292826 |
| Deed Book / Page | 21989 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 232 GRACE ST, CRYSTAL BEACH, FL 34681 |
| Document Number | 0000159428 |
| Book / Page | 23592 / 914 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026159428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 232 GRACE ST, CRYSTAL BEACH, FL 34681 |
| Document Number | 0000159428, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 23592/914 |
| Instrument | 2026159428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2056 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 24, 2022 |
| Property Address | 232 GRACE ST, CRYSTAL BEACH, FL 34681 |
| Document Number | 0219890626 |
| Book / Page | 21989 / 626 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022092826 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,482.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 BAYSHORE BLVD APT 11303, 2700, DUNEDIN, FL 34698-1607 |
| Name | Verified Name |
|---|---|
| Address | 6021 MONTROSE RD, CANADA XX |
| Document Number | 0021989628 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 21989/628 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,784.00 (-16.1%) | $479,190 (-16.76%) Land $202,603 Building $276,587 | $479,190 (-16.76%) Land $202,603 Building $276,587 |
| 2023 | $10,470.00 (+347.44%) | $575,692 (+248.67%) | $575,692 (+9.29%) Land $349,417 Building $226,275 |
| 2022 | $2,340.00 Homeowner's exemption Widower's exemption | $165,110 | $526,759 Land $356,452 Building $170,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 503 (1980–2024) |
| Claims Outside the SFHA | 3 of 503 |
| Most Recent Claim | Dec 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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