San Joaquin County property record for 232 Gail Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1989 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Feb 2020) |
| Tax Bill | $5,061 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Feb 2020 Sale + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-200-410-000 |
| Primary APN | 196-200-410-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,150 sqft (0.141 acres) |
| Garage Type | Mixed |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 232 GAIL DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN JAN-08-1993 FROM ORIGINAL APN 195-550-41 |
| Legal Subdivision | ROSEGATE TERRACE |
| Legal Tract | 2086 |
| Legal Lot Number | 91 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 5129 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2852 N DRAKE AVE, MERCED, CA 95348-3618 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Grant Deed, Transfer · Seller Carry-Back JEHREMY PHILLIPS |
| Feb 14, 2020 | Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Jun 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 27, 2017 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 0000020098 |
| Last Transfer Date | Apr 9, 2021 |
| Transfer Doc | 0000062709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 232 GAIL DR, LATHROP, CA 95330-9457 |
| Document Number | 0000062709 |
| Map Reference | VOL 28 PG 84 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021-062709 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2652 N DRAKE AVE, MERCED, CA 95348-3630 |
| Document Number | 0000062710 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-062710 |
| Name | JEHREMY PHILLIPS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 14, 2020 |
| Property Address | 232 GAIL DR, LATHROP, CA 95330-9457 |
| Document Number | 0000020098 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 20098 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2852 N DRAKE AVE MERCED CA 953483618, MERCED, CA 95348-3618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 232 GAIL DR, LATHROP, CA 95330-9457 |
| Document Number | 0000075346 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 232 GAIL DR LATHROP CA 953309457, LATHROP, CA 95330-9457 |
| Document Number | 0000075346 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 75346 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 27, 2017 |
| Property Address | 232 GAIL DR, LATHROP, CA 95330-9457 |
| Document Number | 0000085266 |
| Map Reference | VOL28 PG84 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 2017-085266 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 GAIL DR, LATHROP, CA 95330-9457 |
| Document Number | 0000085267 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017-085267 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,061.00 (+4.31%) | $422,146 (+4.04%) Land $129,890 Building $292,256 |
| 2023 | $4,852.00 (+125.57%) | $405,756 Land $124,848 Building $280,908 |
| 2022 | $2,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures