232 Franklin St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 232 Franklin St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,291 sqft · built 1907
Lot Size	0.646 acres (28,161 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (May 2019)
Tax Bill	$41,079 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72028 0006`

Property Details

APN / Parcel Number

Primary APN	`72028 0006`
Alternative APN	`NEWT S:72 B:028 L:0006`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	6,291 sqft Living Area
Gross Area	10,455 sqft
1st Floor Area	2,728 sqft
Basement Area	1,632 sqft
Unfinished Basement	423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Gable
Roof Material	Slate
Lot Area	28,161 sqft (0.646 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	72028 0006
Street Address	232 FRANKLIN ST
City	NEWTON
State	MA
Zip	02458-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Subdivision	EAST NEWTON
Legal Block	28
Legal Lot Number	6
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3013
Census Tract	373500

Owner

232 Franklin St is owned and occupied by two individuals who bought it in May 2019.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 FRANKLIN ST, NEWTON, MA 02458-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	20191812216
Prior Transfer Date	Mar 19, 2019
Prior Transfer Doc	0001812216
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	232 FRANKLIN ST, NEWTON, MA 02458-2331
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77852-565
Date	May 25, 2021
Book Page	77852/565
Instrument	118108

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2031
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 232 Franklin St was $41,079, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,079.00 (+3.82%)	$4,239,300 (+5%) Land $1,832,000 Building $2,407,300	$4,773,465 (-)
2025	$39,567.00 (+3.42%)	$4,037,400 (+3%) Land $1,744,800 Building $2,292,600	$4,773,465 (+1.73%)
2024	$38,257.00 (+3.12%)	$3,919,800 (+7.56%) Land $1,694,000 Building $2,225,800	$4,692,240
2023	$37,098.00	$3,644,200 Land $1,345,500 Building $2,298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Franklin St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20