232 Fox Chapel Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 232 Fox Chapel Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,123 sqft · built 1978
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Sep 2020)
Tax Bill	$11,571 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21T-12-0171`

Property Details

APN / Parcel Number

Primary APN	`21T-12-0171`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,123 sqft Living Area
1st Floor Area	3,123 sqft
Basement Area	2,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	69,696 sqft
Lot Dimensions	230 ft deep x 150 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	254 sqft
Deck Area	374 sqft
Patio Area	108 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 FOX CHAPEL LN
City	CHESTERFIELD
State	MO
Zip	63005-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 6 SECTION 3 10 17 78 LOT 320
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 6 SECTION
Legal Lot Number	320
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3018
Census Tract	221626

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 FOX CHAPEL LN, CHESTERFIELD, MO 63005-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	2020428
Deed Book / Page	24308 / 3629
Prior Transfer Date	Dec 23, 2013
Prior Transfer Doc	0208283059
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	232 FOX CHAPEL LN, CHESTERFIELD, MO 63005-6905
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 FOX CHAPEL LN, CHESTERFIELD, MO 63005-6905

Mortgage

Document Number	2023080700317
Date	Aug 7, 2023
Instrument	2023080700317

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 3, 2020
Property Address	232 FOX CHAPEL LN, CHESTERFIELD, MO 63005-6905
Document Number	0243083629
Book / Page	24308 / 3629
Map Reference	MB 179 PG 59-62
Instrument Date	Aug 26, 2020
Instrument	2020090300428
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 FOX CHAPEL LN, CHESTERFIELD, MO 63005-6905

Mortgage

Document Number	0243083632
Date	Sep 3, 2020
Book Page	24308/3632
Instrument	2020090300429

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,990 (-) Land $63,820 Building $103,170	$878,900 (-) Land $335,900 Building $543,000
2025	$11,571.00 (+2.13%)	$166,990 (+4.28%) Land $63,820 Building $103,170	$878,900 (+4.28%) Land $335,900 Building $543,000
2024	$11,330.00 (+0.09%)
2023	$11,320.00 (+11.92%)	$160,130 (+20.21%) Land $55,330 Building $104,800	$842,800 (+20.21%) Land $291,200 Building $551,600
2022	$10,114.00	$133,210 Land $55,330 Building $77,880
2021			$701,100 Land $291,200 Building $409,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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