232 Flag Lilly Ln, Umatilla, FL 32784 Property Records

Lake County property record for 232 Flag Lilly Ln, Umatilla, FL 32784 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Residential
Occupancy	Owner Occupied
Last Sale	$375,700 (2025)
Tax Bill	$1,182.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0010-000-15400`
Alternative APN	`3949802`

Location & Zoning

Account Number	3949802
Street Address	232 FLAG LILLY LN
City	UMATILLA
State	FL
Zip	32784-9450
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 154 ORB 6383 PG 64
Legal Subdivision	MAGNOLIA POINTE
Legal Phase	1
Legal Lot Number	154
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	3
Census Block	3017
Census Tract	30110

Owner

Source: Lake County records · APN 24-18-26-0010-000-15400

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	232 FLAG LILLY LN, UMATILLA, FL 32784-9450
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Doc Number	2025158858
Deed Book / Page	6657 / 2009
Record Refreshed	Jun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 31, 2025
Property Address	232 FLAG LILLY LN, UMATILLA, FL 32784-9450
Document Number	0066572009
Book / Page	6657 / 2009
Map Reference	MB 82 PG 54
Instrument Date	Dec 23, 2025
Instrument	2025158858
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,629.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DRIVE STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 FLAG LILLY LN, UMATILLA, FL 32784-9450

Mortgage

Document Number	0066572014
Date	Dec 31, 2025
Instrument	6657/2014

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	52-Week T-Bill (1-Year)
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,500 Land $52,500	$52,500 Land $52,500
2024	$1,182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 189 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.