232 Emory Oak Pl, Lathrop, CA 95330 Property Records

San Joaquin County property record for 232 Emory Oak Pl, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 2008
Lot Size0.074 acres (3,200 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Oct 2008)
Tax Bill$5,822 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN241-710-540-000

Property Details

APN / Parcel Number

Primary APN241-710-540-000
Alternative APN
  • 241-710-54

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,208 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,200 sqft (0.074 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number241-710-54
Street Address232 EMORY OAK PL
CityLATHROP
StateCA
Zip95330-8527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description07-FM PT 241-020-56 PER MOSSDALE LANDING SOUTH
Legal SubdivisionMOSSDALE LANDING SOUTH
Legal Block4
Legal Lot Number54
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group4
Census Block4008
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 EMORY OAK PL, LATHROP, CA 95330-8527
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2008 · Amount on Record
Deed SaleOct 8, 2008 · Amount on Record
Deed Document Number2008162380
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address232 EMORY OAK PL, LATHROP, CA 95330-8527
Document Number0000076288
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address232 EMORY OAK PL LATHROP CA 953308527, LATHROP, CA 95330-8527

Mortgage

Document Number0000076288
DateJun 29, 2020
Instrument76288
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2035

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,822.00 (+1.31%)
2025$5,747.00 (+5.22%)$373,429 (+4.04%) Land $112,027 Building $261,402
2023$5,462.00 (+1.35%)$358,930 Land $107,678 Building $251,252$613,170
2022$5,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Verizon.

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