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232 Elstow Rd, Irmo, SC 29063 Property Records

Richland County property record for 232 Elstow Rd, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,480 sqft · built 1988
Lot Size0.393 acres (17,151 sqft)
Owner2 Trust Names on File
Last Sale$133,000 (Nov 2019)
Tax Bill$1,430 (2025)
Deeds & MortgagesOct 2023 Transfer
Sep 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN04002-07-19

Property Details

APN / Parcel Number

Primary APN04002-07-19
Alternative APNs
  • R04002-07-19
  • 01126418

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Heated Area
Gross Area2,012 sqft
1st Floor Area1,480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,151 sqft (0.393 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01126418
Street Address232 ELSTOW RD
CityIRMO
StateSC
Zip29063-2173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 19 BLK A-5 39.3X184.5X18.2X168.7X147.8 #SU FRIARSGATE #PR 52-1684 51-1279
Legal SubdivisionNEW FRIARSGATE
Legal BlockA-5
Legal Lot Number19
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group4
Census Block4012
Census Tract10305

Owner

Source: Richland County records · APN 04002-07-19

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address232 ELSTOW RD, IRMO, SC 29063-2173
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
Sep 10, 2020Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU
Nov 22, 2019Grant Deed, Transfer · FHA Mortgage
NEW AMERICAN FNDG
Nov 22, 2019Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FNDG
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Deed Document Number201988137
Deed Book / Page2448 / 2094
Last Transfer DateJun 16, 2023
Transfer Doc0028702811
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateOct 05, 2023
Property Address232 ELSTOW RD, IRMO, SC 29063-2173
Document Number0028702811
Book / Page2870 / 2811
Map ReferenceMB 51 PG 1279
Instrument DateJun 16, 2023
Instrument2023043363
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address232 ELSTOW RD, IRMO, SC 29063-2173

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address232 ELSTOW RD, IRMO, SC 29063-2173

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address232 ELSTOW RD, IRMO, SC 29063-2173
Document Number2534/0652
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELSTOW RD IRMO SC 290632173, IRMO, SC 29063-2173

Mortgage

Document Number2534/0652
DateSep 29, 2020
Book Page002534/000652
Instrument51310
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 28, 2045
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateNov 22, 2019
Property Address232 ELSTOW RD, IRMO, SC 29063-2173
Document Number2448/2094
Book / Page002448 / 002094
Instrument DateNov 22, 2019
Instrument88137
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$492.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELSTOW RD IRMO SC 290632173, IRMO, SC 29063-2173

Mortgage

Document Number2448/2098
DateNov 22, 2019
Book Page002448/002098
Instrument88138
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

Mortgage

Document Number2448/2109,
DateNov 22, 2019
Book Page002448/002109
Instrument88139
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressCOLUMBIA, SC 29201
Agreement
AmountAmount Recorded
Term120 Months
DueNov 21, 2029

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address232 ELSTOW RD, IRMO, SC 29063-2173
Document Number2461/3321
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELSTOW RD IRMO SC 290632173, IRMO, SC 29063-2173

Mortgage

Document Number2461/3321
DateJan 15, 2020
Book Page002461/003321
Instrument2344
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address232 ELSTOW RD, IRMO, SC 29063-2173
Document Number2461/3333
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELSTOW RD IRMO SC 290632173, IRMO, SC 29063-2173

Mortgage

Document Number2461/3333
DateJan 15, 2020
Book Page002461/003333
Instrument2345
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 14, 2030

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityIrmo Town
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00 (+20.78%)$5,320 (-96.52%)$217,700 (-) Land $25,000 Building $192,700
2024$153,000 (+2,775.94%)$217,700 (+63.68%) Land $25,000 Building $192,700
2023$1,184.00 (-2.07%)$5,320 (-)$133,000 (-)
2021$1,209.00$5,320$133,000 Land $19,200 Building $113,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1987 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 375 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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