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232 Elmside Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 232 Elmside Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,118 sqft · built 1975
Lot Size0.347 acres (15,115 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (Nov 2019)
Tax Bill$2,224 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-0770-0014-00-6

Property Details

APN / Parcel Number

Primary APN03-0770-0014-00-6
Alternative APN
  • 11-03-0770-0014-00-6

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
Basement Area1,118 sqft
Unfinished Basement1,118 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions183 ft deep x 82.5 ft wide
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address232 ELMSIDE RD
CityBENTON HARBOR
StateMI
Zip49022-6508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionLOT 14 & THE W1/2 OF LOT 15 BASTER SUB
Legal SubdivisionBASTER SUB
Legal Lot Number14-15
Legal Unit14,15
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group3
Census Block3008
Census Tract2000

Owner

232 Elmside Rd is owned and occupied by an individual who bought it in November 2019.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address232 ELMSIDE RD, BENTON HARBOR, MI 49022-6508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 5, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2019 · Amount on File
Deed SaleNov 5, 2019 · Amount on File
Prior SaleNov 5, 2019 · Amount on File
Deed Book / Page3255 / 1597
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address232 ELMSIDE RD, BENTON HARBOR, MI 49022-6508
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELMSIDE RD, BENTON HARBOR, MI 49022-6508
InvestorPossibly a Property Investor

Mortgage

Document Number03348/2013
DateOct 13, 2021
Book Page3348/2013
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateNov 5, 2019
Property Address232 ELMSIDE RD, BENTON HARBOR, MI 49022-6508
Document Number03255/1597
Book / Page3255 / 1597
Map ReferenceLB 11 PG 43
Instrument DateOct 30, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,146.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9635 N 7TH ST # ST26715, ST26715, PHOENIX, AZ 85068-2601

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 ELMSIDE RD, BENTON HARBOR, MI 49022-6508
InvestorPossibly a Property Investor

Mortgage

Document Number0032551599
DateNov 5, 2019
Instrument3255/1599
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 Elmside Rd was $2,224 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,600$169,200
2025$2,224.00
2023$71,800$143,600
2022$1,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Elmside Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Elmside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
Also Mapped HereSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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