232 Elm Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 232 Elm Ave, Hudson, NC 28638 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage1,392 sqft Heated Area
Lot Size16,610 sqft (0.381 acres)
OccupancyOwner Occupied
Last Sale$398,000 (2025)
Tax Bill$2,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN03 16A 1 2
Alternative APNs
  • 170128
  • 182586

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,392 sqft Heated Area
Gross Area4,224 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Basement Area1,392 sqft Basement
Finished Basement696 sqft Finished
Unfinished Basement696 sqft Unfinished
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2010
Architectural StyleSplit Foyer Style
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsbestos Roof
Lot Area16,610 sqft (0.381 acres)
Depth X Width151 ft x 110 ft Depth x Width
Deck AreaDeck Area
Patio Area576 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number182586
Street Address232 ELM AVE
CityHUDSON
StateNC
Zip28638-2434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 2005 PG 915 YR 20 ST 260.00
Legal SubdivisionREVISION OF HUNTINGTON WOODS
JurisdictionCALDWELL NC
Minor Civil DivisionHUDSON
Census Blockgroup2
Census Block2019
Census Tract30700

Owner

Source: Caldwell County records · APN 03 16A 1 2

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 ELM AVE, HUDSON, NC 28638-2434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
Apr 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 06, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 01, 2020Warranty Deed, Transfer · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleDec 01, 2020 · Amount on Record
Prior Transfer DateNov 30, 2006
Prior Transfer Doc0016210155
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Recording DateJun 23, 2026
Property Address232 ELM AVE, HUDSON, NC 28638-2434
Document Number0010120207
Book / Page2168 / 913
Instrument DateJun 16, 2026
Instrument202610120207
Transaction TypeMortgage
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELM AVE, HUDSON, NC 28638-2434

Mortgage

Document Number0010120207,
DateJun 23, 2026
Book Page2168/913
Instrument202610120207
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address232 ELM AVE, HUDSON, NC 28638-2434
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020521053
DateApr 01, 2022
Book Page2052/1053
Instrument10070555
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address232 ELM AVE, HUDSON, NC 28638-2434
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020360124
DateOct 06, 2021
Book Page2036/124
Instrument10063547
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressGRANITE FALLS, NC 28630
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateDec 01, 2020
Property Address232 ELM AVE, HUDSON, NC 28638-2434
Document Number0010051013
Book / Page002005 / 000915
Instrument DateNov 30, 2020
Instrument10051013
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address232 ELM AVE HUDSON NC 286382434, HUDSON, NC 28638-2434

Mortgage

Document Number10051014
DateDec 01, 2020
Book Page002005/000917
Instrument10051014
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,814.00 (+169.28%)$358,500 (+172.21%) Land $13,600 Building $344,900$358,500 (+172.21%) Land $13,600 Building $344,900
2024$1,045.00 (+2.05%)
2023$131,700 (-) Land $13,600 Building $118,100$131,700 (-) Land $13,600 Building $118,100
2022$1,024.00$131,700 Land $13,600 Building $118,100$131,700 Land $13,600 Building $118,100

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